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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    L
    Lexie C
    RIGBY, ID
    Posted on August 2nd, 2021 08:20 PM
    Karl was always available to answer any questions we had! And it was so fast and east with him and his team to get closed!! Amazing people to work with!!
  • Encompass
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    DeDe J
    Idaho Falls, ID
    Posted on August 2nd, 2021 05:38 PM
    Everyone was so helpful and worked as a team to get things done and work through any obstacles.
  • Encompass
    J
    JoVonna W
    Rigby, ID
    Posted on August 2nd, 2021 04:50 PM
    Karl was always readily available for any questions and concerns I had through the process. He was very knowledgeable and helpful with my needs.
  • Encompass
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    Alayna S
    Firth, ID
    Posted on August 2nd, 2021 04:29 PM
    Everyone was really nice and pleasant to work with
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    D
    David A F
    Idaho Falls, ID
    Posted on July 31st, 2021 03:10 PM
    Karl ks the man! Made it easy to get everything done. Virtually 0 hiccups which with loans is rare.
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    Michellae B
    Idaho falls, ID
    Posted on July 21st, 2021 02:00 PM
    Karl and his team are great I recommend all the time to anyone looking to buy or refinance their home.
  • Encompass
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    Andrea N
    Idaho Falls, ID
    Posted on July 9th, 2021 01:47 PM
    Karl and his team are absolutely amazing! I cannot believe how seamlessly everything went! I got a hold of Karl and asked some detailed questions very early on in my process. EVERYTHING that we talked about he was 100% honest with and was right...
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  • Encompass
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    Sasha S
    Idaho Falls, ID
    Posted on June 26th, 2021 10:33 AM
    This is my third mortgage with Karl in the last 3 years and I am a repeat customer because he truly is the best at what he does. He is always more than happy to answer any questions I have no matter how big or small and he never made me feel...
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    Melanie C
    Idaho Falls, ID
    Posted on June 9th, 2021 12:08 AM
    Karl was absolutely amazing in making sure we had everything we needed to get through loan approval. His staff was awesome, especially Tanya, she was so informative and comforting through all of my concerns and she was so invested in our outcome....
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  • Encompass
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    Spencer O
    Saint Anthony, ID
    Posted on June 3rd, 2021 02:10 PM
    Working with Karl was wonderful. This guy knows his stuff and I will recommend anyone to him for a mortgage. It was a pleasure Karl, thank you, you da MAN!
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.