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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
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    Jody H
    Ammon, ID
    Posted on September 24th, 2021 10:10 PM
    Karl Bowcutt
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    Jessica L
    Idaho Falls, ID
    Posted on September 24th, 2021 02:49 PM
    The process was faster than I expected. And the communication was very clear and supportive.
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    Ron A L
    Ammon, ID
    Posted on September 24th, 2021 02:27 PM
    The communication was EXCELLENT!!! I HIGHLY recommend!!!!
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    Ryan H
    Idaho Falls, ID
    Posted on September 23rd, 2021 05:40 PM
    Karl and his team are awesome!
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    Shane W L
    Idaho Falls, ID
    Posted on September 23rd, 2021 03:02 PM
    Communication throughout the process was great. We had several questions that were answered very quickly. Karl also gave us information to help our future plans. Thanks
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    Lauren M Z
    Rigby, ID
    Posted on August 8th, 2021 01:53 PM
    We can’t say enough wonderful things about Karl. He truly was the only good part about our first home buying experience. We have already recommended Karl to others and will continue to do so any chance possible.
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    Brady A S
    Rigby, ID
    Posted on August 7th, 2021 12:41 PM
    Karl is an amazing human being. Never met us and still went out of his way to fight for us during a horrible home building experience. His outstanding service and dedication to his customers is unmatched.
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    Bailee Z
    Ammon, ID
    Posted on August 4th, 2021 04:09 PM
    Karl and his team were great! I will recommend them to all of my friends and family. Sommer, my realtor was also AMAZING
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    David S
    Firth, ID
    Posted on August 3rd, 2021 06:32 AM
    Better communication. Not paying for appraisal. Refinance took over 8 weeks start to finish. Didn’t get back money we were expecting. They paid over 30k in car loans and credit cards just so I could increase my monthly mortgage by $170 and...
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    Colt R H
    Idaho falls, ID
    Posted on August 3rd, 2021 03:51 AM
    Working with karl was great, he was super responsive. However as we got into the process and started working with Tanya Derrey and the title company it was challenging to say the least. While she was responsive, her communications were often...
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.