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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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5 Star
97%
4 Star
2%
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Reviews from Web
  • Encompass
    D
    Derek J B
    Ammon, ID
    Posted on November 1st, 2021 05:37 PM
    Karl's prompt responses and detailed explanations made me feel confident in my decisions.
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    Hillary R
    Saint Anthony, ID
    Posted on November 1st, 2021 05:03 PM
    Karl and his team made the whole mortgage process personable. They were on our side and walked us through each step no matter how many questions we had.
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    Paula M S
    Blackfoot, ID
    Posted on November 1st, 2021 04:40 PM
    Everyone was great!!
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    Steve S
    Blackfoot, ID
    Posted on October 31st, 2021 05:24 PM
    Karl saved us a lot time and money. Any questions or concerns he was available to answer them. His staff was amazing and very helpful.
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    Jayci L M
    Idaho Falls, ID
    Posted on October 25th, 2021 02:36 PM
    Whenever documents were needed, it was relayed very clearly exactly what I needed to make the process fast. Whenever problems arose, he assured me it was something that could be easily fixed, and I was made aware of issues first thing as to...
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    Dallan B
    Idaho Falls, ID
    Posted on October 19th, 2021 02:23 PM
    Refinancing was a breeze! Very quick and professional with no problems at all. Highly recommended.
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    Brice B
    Idaho Falls, ID
    Posted on October 15th, 2021 03:12 PM
    The process was very fast and everything went smooth. It was so easy and everyone involved was extremely helpful and organized. We wish we would have gone to you guys when we initially bought our house!
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    Carlos V
    Idaho Falls, ID
    Posted on October 5th, 2021 02:25 PM
    Karl is always diligent and easy to get a hold of. That makes a big difference in today's competitive market.
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    Logan N
    Salmon, ID
    Posted on October 3rd, 2021 01:51 PM
    Fast and friendly! Helpful assistants as well
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    Patrick M A
    Ammon, ID
    Posted on September 27th, 2021 06:47 PM
    He actually cares about you. I felt this throughout the whole process. Only will deal with him!
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.