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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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5 Star
97%
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Reviews from Web
  • Encompass
    E
    Eugenia M
    Rexburg, ID
    Posted on March 5th, 2022 04:14 PM
    Karl always kept me informed. He was communicating all through the process which made it seamless. He is smart and really understands the market. I shopped around and got the best rate from Karl. I highly recommend him!
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    Kaysha A G
    Idaho Falls, ID
    Posted on March 4th, 2022 02:12 PM
    Karl was great to work with, available & knowledgeable, and made the whole process of buying our first home so easy!
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    Curtis C
    Shelley, ID
    Posted on March 3rd, 2022 02:28 PM
    Highly Recommended!
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    Theresa B
    Idaho Falls, ID
    Posted on March 2nd, 2022 03:00 AM
    The people I worked with seemed to know what they were doing and what was required for the process to work. Everyone was very helpful.
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    Sommer T
    Idaho Falls, ID
    Posted on February 28th, 2022 04:22 PM
    Karl Bowcutt is absolutely great to work with. I consider him to be top notch in the lending world. He is quick at the draw, always stays in front of things, and is open and honest. Great referral to have as part of my Real Estate network....
    read more
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    Traysen S L
    Idaho Falls, ID
    Posted on February 26th, 2022 05:48 PM
    Extremely efficient, proactive following up, set realistic expectations for closing dates, and got things done.
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    David M S
    Blackfoot, ID
    Posted on February 16th, 2022 01:38 AM
    It all ended well
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    Trudy S
    Blackfoot, ID
    Posted on February 15th, 2022 02:19 PM
    Teaching Karl
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    James T M
    Salmon, ID
    Posted on February 5th, 2022 04:05 PM
    Support and guidance from the first step of the process was unsurpassed
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    Anthany M
    Pocatello, ID
    Posted on February 1st, 2022 05:29 PM
    This was my second time working with Karl. This time around, my life was a mess and I was scared I was not going to be able to keep my house through a divorce. Karl started working with me around 7 months ago. He kept constant communication...
    read more
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.