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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
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    Cory C
    Idaho falls, ID
    Posted on February 1st, 2022 02:24 PM
    Communication was quick and accurate.
  • ManualUpload
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    Rachel R
    Posted on January 31st, 2022 09:31 PM
    Karl and his entire team at Highlands Mortgage always exceeds expectations! I am grateful for the dedication they have to my buyers and ability to process the transaction in a timely and efficient manner. I love that I can recommend my real...
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  • Encompass
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    Eric M I
    Idaho falls, ID
    Posted on January 31st, 2022 03:08 PM
    Karl and his team paid attention to every detail and made the process as fun and painless as possible. They worked extremely hard to make sure everything went smoothly. I would recommend Karl and his team again and again.
  • Encompass
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    Sidney B I
    Idaho falls, ID
    Posted on January 28th, 2022 12:23 PM
    Quick response, friendly, worked some serious magic for us.
  • Encompass
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    Marcie L G
    Idaho Falls, ID
    Posted on January 27th, 2022 08:25 PM
    Very good communication and problem solving skills to overcome challenging obstacles!
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    Shawn C G
    Idaho Falls, ID
    Posted on January 27th, 2022 06:43 PM
    Mark and has whole staff, super great communication
  • Encompass
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    Leslie Y
    Blackfoot, ID
    Posted on January 9th, 2022 08:07 PM
    Karl was great to work with! He answered the many, MANY questions I had and took care of everything so there was very minimal effort on our part.
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    Gage M O
    Rigby, ID
    Posted on January 2nd, 2022 02:46 PM
    Bought my first house
  • Encompass
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    Christina N
    Rigby, ID
    Posted on December 31st, 2021 06:58 PM
    If you need someone who will work hard for you, is a great team player and knows what it takes to get you to the end goal and that is closing on your dream home, Karl is your guy! He is great w/open communication & keeps all team members in...
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  • Encompass
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    Peter B
    Ammon, ID
    Posted on December 23rd, 2021 09:04 PM
    Karl and his team were on the ball. They worked with us for over a year and then last minute we made a switch. They took the change in stride and worked to help us close in a tight window.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
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    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.