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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    O
    Olivia R
    Idaho Falls, ID
    Posted on April 12th, 2022 12:38 PM
    Karl and his staff treated you like a friend to get to your goal in financing a home. Very informative and great at communicating.
    Reply from Karl Bowcutt
    April 19th, 2022 03:52 PM
    Thank you Olivia!
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    K
    Kendall B J
    Idaho Falls, ID
    Posted on April 2nd, 2022 02:49 AM
    Karl was so awesome to work with. As a first time home buyer that had trouble with another mortgage company in town, he was a breath of fresh air with helpful information and never once made me feel uncomfortable or dumb asking him a question....
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    C
    Christopher J H
    Idaho Falls, ID
    Posted on April 2nd, 2022 02:29 AM
    We worked with another lender before Karl and it was terrible. Karl was always available to talk us through anything while we were looking for a home, and communicated great throughout the everything after. The other lender made us feel dumb...
    read more
    Reply from Karl Bowcutt
    April 19th, 2022 03:52 PM
    Chris, thank you for your kind words!
  • Encompass
    L
    Lynnette R
    Cascade
    Posted on March 29th, 2022 12:17 PM
    Karl was a great communicator and made the whole process flawless!!
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    M
    Mariah B E
    Idaho Falls, ID
    Posted on March 29th, 2022 01:50 AM
    As a first time home buyer I had tons of questions and throughout the process all of our questions were answered very quickly and clearly. I feel the whole process was very smooth and easy to manage!
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    I
    Isaia N A
    Idaho Falls, ID
    Posted on March 28th, 2022 12:08 PM
    Although it was a very confusing and stressful time finding the right house and then the process to close we were able to ask a lot of question and received an answer in a timely manner.
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    J
    Jace W
    Rexburg, ID
    Posted on March 24th, 2022 07:42 PM
    Karl was amazing to work with. The whole process from beginning to end was smooth and easy. Karl was there whenever I needed him to answer the phone or answer a question. All transactions have hurdles to hop over and sometimes fires to put...
    read more
    Reply from Karl Bowcutt
    April 19th, 2022 03:53 PM
    I appreciate you Jace! You work very hard for your clients!
  • Encompass
    D
    Dylan R
    Rexburg, ID
    Posted on March 24th, 2022 01:16 PM
    Karl and his team are very awesome communicators and they are there for you whenever you need.
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    William D S
    Idaho Falls, ID
    Posted on March 15th, 2022 02:41 PM
    Karl and his staff did an outstanding job. My fiancé and I were new to buying, and they made it easy to get through and finished. Thank you all for the hard work and effort.
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    Tina C W
    Idaho Falls, ID
    Posted on March 15th, 2022 10:55 AM
    Karl, is great communicator and goes above and beyond his duties.As for his assistants that do the majority of the leg work. There were two working on our preloan qualification. It was little confusing at times it felt they weren't communicating...
    read more
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.