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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
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1 Star
1%
Reviews from Web
  • Encompass
    T
    Tyghelyn B
    Arco, ID
    Posted on June 19th, 2023 12:46 PM
    I had lots of questions as a first time homebuyer and Karl made sure I wasn’t confused and was always helping me! Overall had a great team on my side!
    Reply from Karl Bowcutt
    May 28th, 2024 10:10 PM
    I'm really glad to hear that you had a positive experience, Tyghelyn! As a first time homebuyer, it's completely normal to have lots of questions and I'm just glad I could clear things up for you. Our team at Highlands Residential Mortgage,...
    read more
  • Encompass
    M
    Mark W T
    Shelley, ID
    Posted on June 14th, 2023 03:03 PM
    Karl was great. Always answered the phone and answered my questions.
    Reply from Karl Bowcutt
    May 28th, 2024 10:10 PM
    Really appreciate the feedback, Mark! I'm thrilled to hear that you were satisfied with our communication and service here at Highlands Residential Mortgage, Ltd. Your 5-star rating means a lot. It's always my goal to be available and provide...
    read more
  • Encompass
    V
    Victor E G
    Idaho Falls, ID
    Posted on June 14th, 2023 04:52 AM
    Thanks to Karl I was able to purchase my first home. I had previously attempted with other lenders and was given a run around. I had a completely different experience with Karl. He truly is knowledgeable and finds real solutions. What he says...
    read more
    Reply from Karl Bowcutt
    May 28th, 2024 10:11 PM
    I'm genuinely thrilled to hear about your positive experience, Victor. Buying your first home is a major life event, and I'm glad that I was able to facilitate it smoothly. I always strive to deliver practical solutions and reliable service,...
    read more
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    E
    Eva J L
    Idaho Falls, ID
    Posted on June 14th, 2023 03:47 AM
    Truly never thought owning a home would be possible for us because we were aware of the challenges we had in our situation. Karl made owning a home a real possibility and took the time to find solutions that we never found with any other lender....
    read more
    Reply from Karl Bowcutt
    May 28th, 2024 10:05 PM
    Thank you so much for the glowing review, Eva! I'm absolutely delighted to hear that you're now a homeowner. It was a real pleasure getting to know you and helping you navigate through the home-buying process. Your situation was indeed challenging,...
    read more
  • Encompass
    S
    Savanah W
    American Falls, ID
    Posted on June 8th, 2023 05:04 AM
    Karl was there to help my husband and I through every step of the closing process. He was prompt to get back with us with any questions we had - and there was a lot since we were first time home buyers!I would work with him again given the...
    read more
    Reply from Karl Bowcutt
    May 28th, 2024 10:06 PM
    Hi Savanah, Thank you so much for the fantastic review and rating. I'm delighted to hear that you and your husband had a positive experience throughout the closing process. It's always my goal to provide prompt, clear responses, especially...
    read more
  • Encompass
    J
    Jennifer M
    Idaho Falls, ID
    Posted on June 6th, 2023 03:42 PM
    Karl went above and beyond for us
    Reply from Karl Bowcutt
    May 28th, 2024 10:07 PM
    Thank you for the kind words, Jennifer. I'm really glad to hear that you had such a positive experience and that I could help to make the mortgage process run smoothly for you. At Highlands Residential Mortgage, we always aim to provide the...
    read more
  • Encompass
    K
    Korbin K
    Idaho Falls, ID
    Posted on May 28th, 2023 12:01 AM
    Karl did everything and more to ensure that I was getting a house, he helped me be my family more than I could have ever expected
    Reply from Karl Bowcutt
    May 28th, 2024 10:11 PM
    Thank you for the glowing review, Korbin! It was a pleasure to assist you in getting your house. At Highlands Residential Mortgage, Ltd., we recognize the importance of supporting families in making their dream come true. It's always rewarding...
    read more
  • Encompass
    T
    Taylor L W
    Idaho Falls, ID
    Posted on May 20th, 2023 01:49 PM
    Got it done.
  • Encompass
    J
    Jose A M
    Idaho Falls, ID
    Posted on May 19th, 2023 12:27 PM
    They walk you through it step by step and communicate in live time.
  • Encompass
    A
    Alma B H
    Idaho Falls, ID
    Posted on May 10th, 2023 09:32 PM
    Karl was great to work with, having a good answer for all of my questions. He was also prompt in getting back to me.
  • 131–140 of 330
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
    View All
    What is the Search Rank Score®?
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.