

Karl Bowcutt
Branch Manager | NMLS# 22350

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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I had lots of questions as a first time homebuyer and Karl made sure I wasn’t confused and was always helping me! Overall had a great team on my side!
Reply from Karl Bowcutt
May 28th, 2024 10:10 PM
I'm really glad to hear that you had a positive experience, Tyghelyn! As a first time homebuyer, it's completely normal to have lots of questions and I'm just glad I could clear things up for you. Our team at Highlands Residential Mortgage,...
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Karl was great. Always answered the phone and answered my questions.
Reply from Karl Bowcutt
May 28th, 2024 10:10 PM
Really appreciate the feedback, Mark! I'm thrilled to hear that you were satisfied with our communication and service here at Highlands Residential Mortgage, Ltd. Your 5-star rating means a lot. It's always my goal to be available and provide...
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Thanks to Karl I was able to purchase my first home. I had previously attempted with other lenders and was given a run around. I had a completely different experience with Karl. He truly is knowledgeable and finds real solutions. What he says...
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Reply from Karl Bowcutt
May 28th, 2024 10:11 PM
I'm genuinely thrilled to hear about your positive experience, Victor. Buying your first home is a major life event, and I'm glad that I was able to facilitate it smoothly. I always strive to deliver practical solutions and reliable service,...
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Truly never thought owning a home would be possible for us because we were aware of the challenges we had in our situation. Karl made owning a home a real possibility and took the time to find solutions that we never found with any other lender....
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Reply from Karl Bowcutt
May 28th, 2024 10:05 PM
Thank you so much for the glowing review, Eva! I'm absolutely delighted to hear that you're now a homeowner. It was a real pleasure getting to know you and helping you navigate through the home-buying process. Your situation was indeed challenging,...
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Karl was there to help my husband and I through every step of the closing process. He was prompt to get back with us with any questions we had - and there was a lot since we were first time home buyers!I would work with him again given the...
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Reply from Karl Bowcutt
May 28th, 2024 10:06 PM
Hi Savanah, Thank you so much for the fantastic review and rating. I'm delighted to hear that you and your husband had a positive experience throughout the closing process. It's always my goal to provide prompt, clear responses, especially...
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Karl went above and beyond for us
Reply from Karl Bowcutt
May 28th, 2024 10:07 PM
Thank you for the kind words, Jennifer. I'm really glad to hear that you had such a positive experience and that I could help to make the mortgage process run smoothly for you. At Highlands Residential Mortgage, we always aim to provide the...
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Karl did everything and more to ensure that I was getting a house, he helped me be my family more than I could have ever expected
Reply from Karl Bowcutt
May 28th, 2024 10:11 PM
Thank you for the glowing review, Korbin! It was a pleasure to assist you in getting your house. At Highlands Residential Mortgage, Ltd., we recognize the importance of supporting families in making their dream come true. It's always rewarding...
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Got it done.
They walk you through it step by step and communicate in live time.
Karl was great to work with, having a good answer for all of my questions. He was also prompt in getting back to me.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Loan Officer
VA loan officer
FHA loan officer
USDA loan officer
Idaho Housing loan officer
Mortgage Lending
FHA Loans
VA Loans
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Memberships
- Member WCR
- Certified Mortgage Adviser MBS Highway
- Licensed in state of Idaho
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 22350
Awards
Achievements
- Loan Officer of the Year 2010
- Outstanding customer service 2009
- Presidents club winner 2021-2023
Hobbies
- I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
- outdoors
- sports
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