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Karl Bowcutt - Branch Manager | NMLS# 22350 in Idaho Falls, ID

Karl Bowcutt

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Branch Manager | NMLS# 22350

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    J
    James B
    Idaho Falls, ID
    Posted on May 8th, 2023 02:19 PM
    Karl is always on top of my transactions and takes great care of my clients.
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    Connor W
    Idaho Falls, ID
    Posted on May 1st, 2023 02:30 PM
    Karl was the most helpful and especially responsive professional I could have asked for and made the process much easier all around. Thanks Karl!
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    Brett M W
    Idaho Falls, ID
    Posted on April 25th, 2023 11:47 PM
    Karl did an amazing job, I know I wasn't probably his easiest customer but he found solutions to every hiccup in the road which made the process work out. Thanks again for all your help I really appreciate it.
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    Brandon R R
    Idaho Falls, ID
    Posted on April 24th, 2023 01:46 PM
    Karl was always right there if I needed something or an understanding! He was always fast to tell me what I needed to do next!
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    Travis W
    Idaho Falls, ID
    Posted on April 24th, 2023 01:33 PM
    Karl was highly effective in his communication between myself and the buyers! Karl was willing to go the exra mile explaining the options and process to help the buyers make an educated and informed decision. Everything was completed on time...
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    Adam J C
    Blackfoot, ID
    Posted on April 17th, 2023 01:44 PM
    Karl was very kind and helped us with any questions we had. The whole process was extremely smooth as well.
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    Celestina L C
    Blackfoot, ID
    Posted on April 15th, 2023 06:23 PM
    He answered all our questions and always promptly
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    Kalpana M H
    Idaho Falls, ID
    Posted on April 4th, 2023 12:17 PM
    We are first-time home buyers, and he has been very helpful from the beginning in answering our questions on the mortgage process. He found the best loan option for us and completed it on time, especially during this volatile housing market....
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    Liyanage A S J
    Idaho Falls, ID
    Posted on April 4th, 2023 12:11 PM
    Karl was always (during the weekends and after hours) available to answer our questions. He patiently explained this complicated process step by step. From the very beginning, he kept everything transparent, and he found the most suitable loan...
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    Ryan H
    Pocatello, ID
    Posted on March 10th, 2023 04:38 PM
    Great job!
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loan Officer
    VA loan officer
    FHA loan officer
    USDA loan officer
    Idaho Housing loan officer
    Mortgage Lending
    FHA Loans
    VA Loans
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    Memberships
    • Member WCR
    • Certified Mortgage Adviser MBS Highway
    • Licensed in state of Idaho
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 22350
    Awards
    Achievements
    • Loan Officer of the Year 2010
    • Outstanding customer service 2009
    • Presidents club winner 2021-2023
    Hobbies
    • I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
    • outdoors
    • sports
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.