Karl Bowcutt
Branch Manager | NMLS# 22350
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
The videos, and chart of the journey were very helpful to understand where we were in the process.
Reply from Karl Bowcutt
May 28th, 2024 10:04 PM
I'm thrilled to hear that you found the videos and our unique journey chart helpful, Garrett. It's our goal at Highlands Residential Mortgage, Ltd. to make the process as transparent and understandable as possible. Thanks for the perfect rating!...
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Karl was great through the whole proces once again with the buyers and myself! Lots of updates and communication through the whole transaction. Karl and his team made things happen efficient and on time! I'm looking forward to the next deal...
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Reply from Karl Bowcutt
May 28th, 2024 10:04 PM
I'm thrilled to hear you had such a positive experience, Travis! Ensuring a smooth and efficient process for each transaction is a top priority for us at Highlands Residential Mortgage, Ltd. It was a pleasure working with you and I'm equally...
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We always felt like Karl had our back and everything he did was in our best interest. He always kept us informed on what the next step was or what we should expect. I liked that he explained what our options were when we had different options...
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Reply from Karl Bowcutt
May 28th, 2024 10:05 PM
Hi Casey! I'm truly elated to hear such positive feedback. Your confidence in my work is greatly appreciated and I'm glad I was able to help you understand all your options during this process. It's been an absolute pleasure becoming more than...
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Karl is on top of it. Communication was spot on. Appreciate all the teamwork to make transactions happen and make clients happy! Thank you!
Reply from Karl Bowcutt
May 28th, 2024 10:05 PM
I'm thrilled to hear that you had a positive experience with us, Kade. Communication and teamwork are something we pride ourselves on at Highlands Residential Mortgage, Ltd. We aim to make every transaction as smooth and seamless as possible...
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Karl is the guy. This is my 4th home with Karl and it’s for a reason. He shoots straight. Tells it like it is. Gives you honest recommendations. And makes it happen. All my last minute questions and changes are accommodated (even when he should...
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Reply from Karl Bowcutt
May 28th, 2024 10:08 PM
Thank you, Justin! Truly amazing to work with!
Great communication
Reply from Karl Bowcutt
May 28th, 2024 10:08 PM
Thank you, Garth, for your kind words and top rating! We strive to provide our customers at Highlands Residential Mortgage, Ltd. with the best service possible, and your feedback on our communication is deeply appreciated. We look forward to...
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How fast and timely everything was taken care of. And how willing he was to help us with every step of the process and make it seamless.
Reply from Karl Bowcutt
May 28th, 2024 10:09 PM
Thank you, Wyatt. I am thrilled to hear your positive feedback and that you found the process seamless. It's important to me that every step is handled efficiently and effectively for my clients at Highlands Residential Mortgage, Ltd. Your...
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Our broker's experience and deep understanding of the market was invaluable. He provided exceptional service, was always responsive to our queries. He turned what could have been a stressful process into an enjoyable experience.
Reply from Karl Bowcutt
May 28th, 2024 10:09 PM
I'm really pleased to hear that you had such a positive experience, Jamie! It's my goal to make the mortgage process as smooth and stress-free as possible for my clients. Your feedback is greatly appreciated and it was a pleasure to work with...
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Karl is always available to our clients. As a lender he knows that if a realtor is working on weekends he is as well. That is a big deal when you need to get answers for your client, in order to make a a home purchase decision.
Reply from Karl Bowcutt
May 28th, 2024 10:09 PM
I'm truly grateful for your kind words, Carlos. It's always my aim to be available for my clients whenever they need me, including weekends. I understand the importance of timely responses in making crucial home purchase decisions. Looking...
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Karl was there to help with any issues we had along the way
Reply from Karl Bowcutt
May 28th, 2024 10:10 PM
I'm really pleased to hear that you felt supported during the process, Rachael. It's always my aim to assist and guide wherever possible and I'm glad I could be there for you during the journey. Thank you for your kind words and the fantastic...
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Loan Officer
VA loan officer
FHA loan officer
USDA loan officer
Idaho Housing loan officer
Mortgage Lending
FHA Loans
VA Loans
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Memberships
- Member WCR
- Certified Mortgage Adviser MBS Highway
- Licensed in state of Idaho
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 22350
Awards
Achievements
- Loan Officer of the Year 2010
- Outstanding customer service 2009
- Presidents club winner 2021-2023
Hobbies
- I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
- outdoors
- sports
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Disclaimer
