

Karl Bowcutt
Branch Manager | NMLS# 22350

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
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Reply from Karl Bowcutt
May 9th, 2024 06:42 PM
Thank you for taking the time to provide a rating and review, Elaine. It was a pleasure working with you. As someone who always strives for excellence, I'm curious to learn what I could have done to make your experience a full five-star one....
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Karl was so response to all my questions and needs. He also went above and beyond to make sure the buyer felt comfortable and put her at ease during this process. He reached out to her continually to answer questions and make sure she understood...
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Reply from Karl Bowcutt
April 30th, 2024 03:56 PM
Andrea, Thank you so much for your kind words! You are amazing at what you do!
Grate people to work with. Karl, or Cariann took time after hours to answer questions about the loan, so that was very helpful.
Reply from Karl Bowcutt
May 28th, 2024 09:42 PM
I'm thrilled to hear that you found our service helpful, Miguel. We believe in going the extra mile for our clients at Highlands Residential Mortgage, Ltd. It's rewarding to know that our efforts to answer your questions outside of regular...
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Good communication, quick resolve. Timing matters in a transaction. Karl made sure he quickly resolved any issues that arose throughout the transaction process.
Reply from Karl Bowcutt
May 28th, 2024 09:42 PM
Thank you so much Marvin!
Fast, great service, very helpful and friendly.
Reply from Karl Bowcutt
May 28th, 2024 10:02 PM
Thank you for the kind words, Kathryn! I'm thrilled to hear you found the service fast and helpful. It's always my goal to provide friendly and effective service. Your feedback makes it all worthwhile. Feel free to reach out if you need any...
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Very smooth and easy process. Docusign was awesome. Cariann and Karl were awesome to work with. Very knowledgeable and well versed in the business. Highly recommend Highlands.
Reply from Karl Bowcutt
May 28th, 2024 10:02 PM
Thank you so much for the stellar review, Harley! I'm thrilled to hear that you found our process smooth and easy and that you found value in the Docusign feature. It's always our goal at Highlands Residential Mortgage, Ltd. to provide a seamless...
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The whole process was simple and straight forward
Reply from Karl Bowcutt
May 28th, 2024 10:02 PM
I'm so glad to hear that you found the process simple and straightforward, Scott. It's always our goal here at Highlands Residential Mortgage, Ltd. to make things as easy as possible for our customers. Thank you for the excellent rating! -...
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They are very willing to communicate and explain things thoroughly!!
Reply from Karl Bowcutt
May 28th, 2024 10:03 PM
I'm happy to hear that you appreciated my thorough communication, Rachel! Your feedback is valued and it helps us continue to improve our services at Highlands Residential Mortgage, Ltd. It was a pleasure to work with you and assist in explaining...
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His patience. My wife sometimes made this process difficult.
Reply from Karl Bowcutt
May 28th, 2024 10:04 PM
I'm glad to hear that you found our process at Highlands Residential Mortgage, Ltd. satisfactory. I understand that sometimes these processes can be challenging and I appreciate your wife's involvement and her effort to understand every step....
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Karl fought tooth and nail to give us the best customer care, support, gave honest input, and made this house buying process so much easier. Karl did not give up on us at all even when times got tough. Showed real tenacity to keep us as clients...
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Reply from Karl Bowcutt
May 28th, 2024 10:03 PM
Hello Juan,Thrilled to hear about your positive experience. It was indeed a journey, but challenges are there to be overcome. At Highlands Residential Mortgage, Ltd., we do all we can to ensure our clients achieve their dreams, and your case...
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Loan Officer
VA loan officer
FHA loan officer
USDA loan officer
Idaho Housing loan officer
Mortgage Lending
FHA Loans
VA Loans
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Memberships
- Member WCR
- Certified Mortgage Adviser MBS Highway
- Licensed in state of Idaho
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 22350
Awards
Achievements
- Loan Officer of the Year 2010
- Outstanding customer service 2009
- Presidents club winner 2021-2023
Hobbies
- I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
- outdoors
- sports
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