Karl Bowcutt
Branch Manager | NMLS# 22350
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Answers email, text, fast. always looking for ways to make process easy and non stressful. can not recommend Karl enough. a real pleasure to work with.
Reply from Karl Bowcutt
February 22nd, 2024 04:57 PM
Sunisa, I appreciate the kind words!
Karl is a true professional & an excellent communicator.
Reply from Karl Bowcutt
February 22nd, 2024 04:57 PM
Thank you, Brian! IT was a pleasure to work with you!
I really appreciated the updated videos each time we got further in the process, showed progress and what to expect next.
Reply from Karl Bowcutt
February 22nd, 2024 04:57 PM
I'm thrilled to hear that you found the video updates helpful, Madelyn. It's crucial to keep our clients informed about the progress of their mortgage process, and I'm glad you appreciated it. Thank you for the perfect 5-star rating and for...
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Karl was amazing through the whole process. He would answer any call or text in a timely matter. He was very helpful with me being a first time home buyer. I would highly recommend him to anyone looking for a lender in anytype of mortgage.
Reply from Karl Bowcutt
May 29th, 2024 06:48 PM
I'm thrilled to hear that you had such a positive experience, Camren. Assisting first-time home buyers like yourself and being responsive to all queries is a top priority for me. It was great working with you and I appreciate your high recommendation....
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Karl is always a joy to work with and is always there to answer any questions you may have along the way!!
Reply from Karl Bowcutt
February 22nd, 2024 04:58 PM
I appreciate your positive feedback, JoVonna! I'm delighted to hear that you found our collaboration satisfactory. It's always my priority to be readily available to answer any questions and assist throughout the process. Your review reinforces...
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Karl is always there when you have questions and very helpful on giving the best option for my clients
Reply from Karl Bowcutt
February 22nd, 2024 04:58 PM
I'm truly grateful for your kind words, Kelly! It's always a pleasure to provide clear and helpful advice to my clients. Your high rating is greatly appreciated and it motivates me to continue delivering excellent service. Thank you for choosing...
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Karl was able to help my clients close on their home on time. I didn't have to worry about the lending side because I knew it was being taken care of.
Reply from Karl Bowcutt
February 22nd, 2024 04:58 PM
I'm thrilled to hear that your experience with Highlands Residential Mortgage, Ltd. was a successful one. It's always my goal to provide a seamless process for both my clients and their representatives, ensuring that the lending side of things...
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So impressed with Karl and Highlands Mortgage! He had solutions for my clients, great communication between them and myself as their agent so I knew where we were in the process at all times. We closed in less than 30 days and Karl even attended...
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Reply from Karl Bowcutt
April 30th, 2024 03:55 PM
Thank you Nancy! It was a pleasure to work with you!
Karl going to bat for my clients to make it to the closing table!
Reply from Karl Bowcutt
April 30th, 2024 03:56 PM
Marek, you always go above and beyond for your clients!
Karl’s quick response time and keeping me informed throughout the whole process!
Reply from Karl Bowcutt
April 30th, 2024 03:56 PM
Thank you Josh!
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Loan Officer
VA loan officer
FHA loan officer
USDA loan officer
Idaho Housing loan officer
Mortgage Lending
FHA Loans
VA Loans
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Memberships
- Member WCR
- Certified Mortgage Adviser MBS Highway
- Licensed in state of Idaho
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 22350
Awards
Achievements
- Loan Officer of the Year 2010
- Outstanding customer service 2009
- Presidents club winner 2021-2023
Hobbies
- I Enjoy spending time with my family. I have 8 boys that keep me very busy! Sports play a big role in my life.
- outdoors
- sports
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