Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
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24 hours
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Reviews from Web
great strategy
Reply from Justin Padron
January 15th, 2026 04:25 PM
I'm glad to hear that you found the strategy effective, Lauren. Thanks for your review!
Justin Padron has received a review with 5 star rating from JaredNLauren
Reply from Owner
October 25th, 2025 12:00 AM
Jared & Lauren, we loved working with you guys! Thanks so much for the 5-star rating. 🌟 We truly appreciate your support.
Justin and his team are always one step ahead snd keep both the agents and clients consistently informed on the current status, as well as next steps.
Reply from Justin Padron
January 15th, 2026 04:26 PM
I'm grateful for your positive feedback, Ryan! Keeping everyone informed and prepared throughout the process is a priority for me and our team. It's great to hear that you appreciated the communication.
The team explained every step of the process, we're so patient in answering all of our questions, and kept us on time for closing - we will always work with Justin , Reese, and team when buying a home.
From the initial consultation to closing, working with Justin and his team was an absolute pleasure. Everyone we interacted with was knowledgeable, responsive, and genuinely invested in our success.
Justin Padron at NEO Home Loans is outstanding! He made the whole process smooth, stress-free, and easy to understand. He was always available to answer questions, explained every option clearly, and truly cared about finding the best loan...
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Yall helped my first time home buy become a home owner!
we got to spend time to get into the details as I'm very much a numbers, person and understanding what the actual impacts and benefits of the different decisions that we would make from a financial perspective was very helpful and comforting,...
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Reply from Justin Padron
September 12th, 2025 06:02 PM
Thank you! We love digging into the numbers so every decision is clear. I’m glad the side-by-side impact and benefits helped you feel confident with such an important investment for your family. Appreciate you trusting us with this major investment!...
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Justin and his team were incredibly helpful, responsive, and provided us with excellent guidance throughout a significant financial decision. He offered multiple approaches to what many perceive as a straightforward transaction, ensuring that...
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Reply from Owner
September 25th, 2025 12:00 AM
It's great to hear that you found the guidance and responsiveness from me and the team helpful during your significant financial decision. Offering various approaches to help secure the best possible deal is always a priority. I appreciate...
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We didnt know much going into the process so it was helpful to have a super knowledgeable team be able to explain everything we needed to know
Reply from Justin Padron
September 12th, 2025 05:59 PM
Thanks so much for sharing this! We know the mortgage world can feel like a whole new language, so our goal is to slow it down, explain every option in plain English, and help you choose what’s best for your family. Grateful for your trust!...
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access