

Justin Padron
Branch Manager

Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Justin and his team are an absolute pleasure to work with. They are knowledgeable, efficient, and professional. Could not recommend them enough.
Reply from Owner
August 25th, 2026 12:00 AM
Bryce, thank you for the awesome review! It means a lot to hear that our knowledge, efficiency, and professionalism stood out during your experience. Our team works hard to make every transaction as smooth as possible, and we truly appreciate...
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Justin and his team are the absolute best in the business!!! They are amazing.
Reply from Owner
August 25th, 2026 12:00 AM
Bryce, thank you so much! “Best in the business” is a huge compliment, and we don’t take it lightly. We’re grateful for your trust and support and appreciate you taking the time to share this!
I truly enjoy working with Justin. He brings such a positive, professional approach to every interaction and always has his clients’ best interests at heart! It’s rare to find someone so easy to work with and so consistent in delivering great...
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Justin and his team made our experience of purchasing our home with grace. Justin and his team worked as a well oiled machine. Everyone did their part in this process. It went very quick. They were professional, polite and answered all questions...
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From the beginning is this experience my husband and myself ar were nervous. The entire team put our minds at ease. They were very professional polite and communicated everything to us on time. They answered all our questions no matter how...
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Justin Padron and his mortgage team are absolutely top tier. They handle a large portion of my clients’ mortgage and lending needs, and I trust them completely. Justin and his team are knowledgeable, responsive, and incredibly thorough, which...
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Reply from Owner
February 25th, 2026 12:00 AM
Aaron, thank you so much for the kind words and trust. It truly means a lot to me and the entire team to be your go-to mortgage partner. We take great pride in being knowledgeable, responsive, and thorough, and it’s incredibly rewarding to...
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The NEO Loans Home Team was quick and efficient to execute every task needed for us to close on our home in two weeks. Appreciate the clear communication from every team member. They made a stressful process feel a lot less stressful! Can't...
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Justin's Team was amazing. My clients Offer needed to be competing and close quickly. They communicated efficiently and closed us within 2 weeks! Thank you!
Justin Padron has received a review with 5 star rating from Deanna H
Reply from Owner
August 25th, 2026 12:00 AM
Deanna, thank you so much for the 5-star review! We truly appreciate your support and are grateful you took the time to leave us a rating. It was a pleasure working with you, and our team is always here whenever you need us!
Justin and his team made the process of securing a loan for our first home so smooth and painless. Everyone we worked with was kind, responsive, and knowledgeable!
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access