Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
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24 hours
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Reviews from Web
Really appreciated the guidance, professionalism, and effective communication throughout this process.
Always a pleasure to work with Justin! Thanks again!
Reply from Justin Padron
January 15th, 2026 04:17 PM
I appreciate your kind words, Kendahl. It's always a pleasure working with you too. If there's anything else you need in the future, feel free to reach out.
very helpful in educating us on what everything means, and giving advice for what would be the best for our scenario!
Reply from Justin Padron
January 15th, 2026 04:18 PM
I'm glad to hear that you found the guidance helpful, Wendi! It's important to me & our team that you fully understand every detail and feel confident in the decisions for your situation. I'm glad that we delivered. Thank you for the kind words!...
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Great communication and great experience
Reply from Justin Padron
January 15th, 2026 04:18 PM
I'm really pleased to hear you had a positive experience, Nathan. Ensuring clear communication is always a priority for me, and I'm glad it made a difference in your refinance process!
Great experience. Will use again!
Reply from Justin Padron
January 15th, 2026 04:19 PM
I'm pleased to hear that you had a great experience with the cash-out refinance process, Jason. I'm grateful for your trust and look forward to helping you again in the future!
Great experience, will use again!
Reply from Owner
December 25th, 2025 12:00 AM
Bubba, my man, thank you! Honored to help your family. Your words mean so much to our team!
The gracious assistance, the speed and efficiency that you were able to get every thing accomplished was such a blessing to myself and my family. Thank you , Justin and team
Sincerely,JK Quinton
Reply from Justin Padron
January 15th, 2026 04:19 PM
Jeanette, I'm so glad that you had a positive experience! Ensuring that the process was efficient and supportive for you and your family was truly important to me. Thank you for sharing your kind words.
Team spent a lot of time answering questions and letting us double check and clarify status and next steps. I know DJ really appreciated all the effort and time spent here (as he was primiary POC!) and we are so thankful to the team!!
Reply from Justin Padron
January 15th, 2026 04:20 PM
I'm glad you found the time we spent answering your questions helpful, Elizabeth. It was important to me that you and DJ felt confident and informed at each stage of the process. Thank you for your trust!
Great communication!
Reply from Justin Padron
January 15th, 2026 04:25 PM
It's great to hear that the communication met your expectations, Stacey. Thank you for sharing your positive experience.
The Padron Team did a great job with my buyer's loan and I felt like I was always in the loop!
Reply from Owner
December 25th, 2025 12:00 AM
Stacey, thank you for the kind words. We enjoyed working alongside you! Here’s to many more!
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access