Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
Always A great experience!
Reply from Justin Padron
September 12th, 2025 06:00 PM
Love seeing this—thank you! We work hard to make every experience smooth, clear, and stress-free. Appreciate you!
Echo my previous message
Justin Padron has received a review with 5 star rating from Brandon E
Reply from Owner
September 25th, 2025 12:00 AM
This made our day. We’ll be here when you need us next!
All of the team was super helpful and accommodating.
Reply from Justin Padron
September 12th, 2025 06:03 PM
Huge thanks, Gary! Proud of the team--we're here for you anytime!
Beyond appreciative for Justin and his team's work and advice getting us through closing. Exceptional job all around
Exceptional branch with amazing guidance and strategy. Justin and his team ensured we had a smooth and successful closing. Would absolutely use again and highly reccomend
Reply from Owner
September 25th, 2025 12:00 AM
Truly appreciate the kind words. Strategy + steady guidance is exactly what we aim for, and I’m glad closing was smooth. Appreciate your trust in us!
Great communication through the whole process. The fact that you took the time to answer any questions, even if it meant getting on a Zoom call, meant so much. We never felt like we were not important.
Reply from Justin Padron
September 12th, 2025 06:06 PM
Thank you so much for sharing. You’re never just a file to us & your trust means so much. We’ll always make time—calls, Zooms, whatever it takes—so you feel informed and supported the whole way.
While never a truly pleasant experience the team was very professional and polite in there response and all communication. The team makes it as good of a process as possible. Thank you.
Reply from Justin Padron
September 12th, 2025 07:01 PM
Big D! Appreciate the kind words. We aim to keep things polite, professional, and predictable—even when the process isn’t “fun.” Thanks for trusting us. Excited for y'all!
bought multiple properties in the past, this by far has been the best experience with Neo. They are phenomenal. Crew and JUSTIN runs a tight ship could not be happier with our experience.
Reply from Justin Padron
September 12th, 2025 06:26 PM
Huge thanks for this. I’ll share it with the team—they’ll be pumped. We aim for clear communication, clean numbers, and a tight process. Grateful for your trust!
I have purchased several properties in the past and this by far has been the best experience I have ever had with a Mortgage Broker. JUSTIN runs a tight ship and is probably one of the most squared away individuals I’ve ever met. Thanks a lot...
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Reply from Owner
September 25th, 2025 12:00 AM
Huge thanks for this. Coming from someone with multiple purchases under their belt, that means a lot. We run a tight, detail-driven process so you can move with confidence. I’ll share this with the team—they’ll be pumped. Here for you anytime....
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access