Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Justin made everything super easy. We live in Houston and most things were done by phone and email. Very professional and was able to answer any question or concern we had. This was the easiest part of the whole process.
Reply from Owner
September 5th, 2019 12:00 AM
Weston, thank you for the kind words. My team loved getting to work with you guys. We hope you are enjoying your beautiful home and pool! Thank you again for allowing us to earn your business!
To be 100% honest, I was really worried about the lending process when we sold our home last year. Justin made all of the fear go away! He was responsive, attentive, present, and most importantly assured us throughout the whole process that...
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Reply from Owner
September 5th, 2019 12:00 AM
Thank you for the kind words Alyssa! Working with you and Chayse was our honor. Thank you for trusting my team and me to take care of you and your family. I hope to see you all soon and can't wait to meet your new addition!
Justin Padron was recommended by our great realtor. My wife and I just purchased our first home this month, and as first-time home buyers we were somewhat overwhelmed and had a ton of questions. Justin Padron with Watermark Financial was so...
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Reply from Owner
September 5th, 2019 12:00 AM
Thank you Jenny for the feedback. You and Lauren are some of my favorite clients I have ever worked with! I know my team loved working with you as well! I hope you are enjoying your new home and I look forward to seeing you guys again soon!
Justin made what should have been the most difficult process of buying a home the easiest part. He kept me updated and ensured I had all of my ducks in a row throughout the entire process. I can't say enough good things...placing trust in somebody...
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Reply from Owner
September 5th, 2019 12:00 AM
Cris, always love getting to chat with you. You were awesome to work with and my team and I were honored you gave us the opportunity. Look forward to seeing you soon and I hope you are enjoying your new home!
Justin is so knowledgeable, authentic, and walked us through every step of our first home buying process. We truly could not have done it without him.. He took the time to explain everything to us and make us more comfortable with the process....
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Reply from Owner
September 5th, 2019 12:00 AM
Thank you Caroline! Absolutely loved getting to take care of you and KP! I hope you both and Deuce are enjoying your new home!
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access