Justin Padron
Branch Manager
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive ra... Show More
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Business Hours
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24 hours
Thu
24 hours
Fri
24 hours(Open now)
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Reviews from Web
If you’re a first time buyer you have a lot of things you’re trying to balance. Thoughts, doubts, and uncertainty in all sorts of aspect, but Justin and his team have been seamless. Providing a visual budgetary analysis on every property to...
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Reply from Owner
August 20th, 2026 12:00 AM
Dillon, thank you so much for the thoughtful review! Buying your first home comes with a lot of moving pieces, and our goal is to make sure you feel informed, confident, and in control of every decision along the way. We’re thrilled that the...
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JP is the best
Justin is an exceptional and knowledgable advocate for his clients. He has now guided my family through two home purchases, and I can't recommend him highly enough. He takes the time to explain every option, answer every question, and make...
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Working with Justin and team was so great! They helped make the process super smooth!
Reply from Owner
August 20th, 2026 12:00 AM
Tyler, thank you for the kind words! We’re so glad to hear the process felt smooth from start to finish. That’s exactly the experience our team works hard to create. We really appreciate you trusting us to be part of your home-buying journey!...
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Justin and his team made sure we had everything we needed in a timely fashion, answered any questions, and walked us through the entire process in a helpful and friendly manner.
We had a fantastic experience working with the Padron team. They go above and beyond. I would absolutely work with them again in the future and recommend them to others.
Reply from Owner
August 20th, 2026 12:00 AM
Doug, thank you so much for the great review! Going above and beyond for our clients is something our entire team takes seriously, so it means a lot to hear that reflected in your experience. We truly appreciate your trust, your recommendation,...
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Justin and team provided exceptional service, top tier communications, and loan breakdowns that made the home buying process extremely easy. 10/10 would recommend
I had an outstanding experience working with Justin and his team during my home buying process. They provided truly exceptional service from start to finish. Justin was always available whenever I had questions — no matter how big or small...
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Reply from Owner
August 20th, 2026 12:00 AM
Alex, thank you for the awesome review! We’re grateful you trusted our team to guide you through the home-buying process. Helping our clients feel supported and confident throughout such a big decision is incredibly important to us. We truly...
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Justin and team were easy to work with on our home buying process. They made the process painless and walk with us every step of the way! 10/10 would recommend.
Justin and his team are absolutely unbelievable! we would never consider using anyone else when purchasing a home. Heather Mora was extremely helpful, answering many questions and guiding us through the loan approval process.
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About
Hi, I’m Justin. Buying a home or refinancing doesn’t need to feel overwhelming. At NEO, my team and I cut through the noise and make the process clear, straightforward, and stress-free. We’ve got a wide range of loan options, competitive rates, and a crew that’s always in your corner. My job is to give you the right game plan and walk with you step by step so you feel confident from start to finish.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1661929
Hobbies
- Coaching Youth Sports
Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access