Judy L Jones
Residential Mortgage Loan Originator | NMLS# 26496...
Proudly serving homebuyers and homeowners in Colorado, Texas, and New Mexico. Helping clients take the next financial step, including: First-time home purchases, moving up to a larger home or downsizing to a smaller home, using home equity ... Show More
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closed
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9 AM to 5 PM
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Reviews from Web
I have known Judy for several years. She is the ultimate professional and so very kind.
Reply from Owner
June 6th, 2025 06:53 PM
Thank you for wonderful review, Jeff! It's a honor to work with you!
Judy L Jones has received a review with 5 star rating from Deborah L
Reply from Owner
August 21st, 2024 07:47 PM
Thank you, Debbie! It was a pleasure to assist you! :)
Judy was absolutely amazing to work with! For a first-time home buyer, it was very reassuring working with someone who took the time to explain every step of the process and ensure that we were making the right decisions along the way. We definitely...
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Reply from Owner
August 21st, 2024 07:48 PM
Thank you Stephen! I was honored to walk alongside you on your first home purchase. I'm here for you down the road, too! :)
Judy has handled several transactions for me. I keep going back to her because she knows me, has all of my financial history, and sticks with me through ups and downs to make sure the deal gets done to my best advantage.
Reply from Judy L. Jones - Residential Mortgag...
June 22nd, 2022 05:43 PM
Thanks for your trust in me, Terry! It is a joy to work with you and help support your mortgage needs!
Very professional, always in the best interest of client. Worked with Judy twice, always a pleasure!
Reply from Judy L. Jones - Residential Mortgag...
April 15th, 2020 09:35 PM
Thank you so much Anna! It was a pleasure to assist you and thank you for your service as a healthcare provider! You rock!
My last two clients to use Judy were repeat Buyers who have challenging financial situations and trust her to obtain the best mortgage product for their situations. Judy always has options which are competitive and explains the value of those....
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Reply from Judy L. Jones - Residential Mortgag...
December 9th, 2019 04:33 PM
Thanks, Dave! It's always a pleasure to work with you and your clients. You are the utmost professional agent in the business and I love your knowledge!
Judy is a honest, straight-shooter, which is really appreciated when you're working with clients with credit difficulties. She works with the clients to help them work out their issues. She is always available to answer my questions no matter...
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Reply from Judy L. Jones - Residential Mortgag...
September 18th, 2018 05:39 PM
Thank you so much, Beth! I absolutely enjoy working with you as a Realtor. You are amazing when it comes to creative real estate and helping homeowners achieve their dreams. You rock at renovating homes, too! Thanks for all that you do!
Judy was so pleasant and easy to work with. She was always available to answer questions. She went above and beyond to get our loan app approved and ready to go so that we were able to purchase the property we wanted.
Reply from Judy L. Jones - Residential Mortgag...
September 14th, 2018 10:18 PM
Thanks, Kim! You were so fun to work with and I'm excited that you were able to accomplish your goals! :)
As a Realtor, I thoroughly enjoy working with Judy. She is attentive to my clients, finds the right loan for their needs and gets them pre-approved quickly. I have complete confidence in Judy's ability to do the right thing and help the client...
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Reply from Judy L. Jones - Residential Mortgag...
September 12th, 2018 03:50 AM
Thanks,Deb!!! Much appreciated. I enjoy working with you too! So patient with all your clients and a straight shooter!
Can't say enough about Judy she has been amazing helping me purchase my home. Will be calling her soon to refi would recommend her to anyone!
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About
Proudly serving homebuyers and homeowners in Colorado, Texas, and New Mexico. Helping clients take the next financial step, including: First-time home purchases, moving up to a larger home or downsizing to a smaller home, using home equity for new opportunities. Building trust with accountability, transparency, and efficiency. Known for straightforward, no-pressure advice backed by 25+ years of experience. Working closely with clients and a skilled team from start to finish, celebrating each homeownership success!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Residential Mortgage Lending
Licensed in Colorado, Texas and New Mexico
Fannie Mae, Freddie Mac, FHA, VA, USDA, Alternative Mortgage Products
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Positions
- Universal Lending Home Loans - Residential Mortgage Loan OriginatorJul 29th, 2014 - Current
Memberships
- Colorado Mortgage Lenders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 264968
- CO 100031992
- TX SML-RMLO
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Hobbies
- Skiing
- Hiking
- Gardening
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.