

Judy L Jones
Residential Mortgage Loan Originator | NMLS# 26496...

Proudly serving homebuyers and homeowners in Colorado, Texas, and New Mexico. Helping clients take the next financial step, including: First-time home purchases, moving up to a larger home or downsizing to a smaller home, using home equity ... Show More
Location & Business Hours
Business Hours
Sat
closed
Sun
closed
Mon
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Excellant communication and advise. Kept me informed each step of the way.
Reply from Judy L Jones
October 24th, 2025 08:38 PM
I'm glad to hear that you appreciated the communication and advice I provided, Larry. Keeping you informed throughout the process is very important to me. If there's anything more I can assist you with, feel free to reach out. Also, thank you...
read more
Judy was absolutely amazing to work with throughout the course of our home buying journey! Would recommend to anyone looking for a lender!
Reply from Judy L Jones
October 6th, 2025 04:55 PM
Thank you for taking the time to share your experience! I’m grateful for the opportunity to assist you and truly appreciate your recommendation. Congratulations again on your new home!
Everything was great. I have some paper from shell point I'm just waiting for Joseph to come back from his vacation, to see what it's all about.
Reply from Judy L Jones
August 8th, 2025 03:17 PM
Thank you for the 5-star review! Glad everything went well. Once Joseph is back, we’ll review the Shellpoint paperwork together. I am always here for you as questions arise surrounding your home financing. :)
Judy is thorough, positive and keeps everything on track.!
Reply from Judy L Jones
August 1st, 2025 12:11 AM
Thank you, Rachael! I'm grateful for the opportunity to help you through the process! Staying organized, positive, and focused is what I strive for with every client, and I’m so glad it made a difference for you. If you ever need anything in...
read more
My experience was more than great! On more than one occasion Judy took time to explain how important it was to take my time and make sure that I understood everything that I was getting myself into. Judy took time on more than one occasion...
read more
Reply from Judy L Jones
June 9th, 2025 11:08 PM
Thank you so much for your kind words! It was truly an honor to walk alongside you on your journey to homeownership. YOU stayed committed, put in the work, and now you’re in the home you dreamed of, which is what it’s all about! I'm so proud...
read more
Judy was very easy to work with, patient, knowledgable, and straight forward. She ran mutliple scenarios for me so I was comfortable with numbers being represented. Did I mention patient? She was excellent!
Reply from Judy L Jones
June 6th, 2025 06:22 PM
Thank you so much for your kind words! It was truly a pleasure working with you. I know how important it is to feel confident in the numbers and the process, so I’m glad we could explore different options together until it felt right. I'm especially...
read more
Judy always looks for the best way to help her clients!
You're in great hands with Judy!
Reply from Owner
June 6th, 2025 06:27 PM
Thank you, Josh! It's an honor to be your colleague and friend!
Judy was extremely thorough and very clear. Very good at her job and is genuine in her efforts to assist with the loan process. She is also the sort of person you can easily chat with about topics outside lending funds. Just a pleasure to work...
read more
Reply from Owner
June 6th, 2025 06:29 PM
Thank you so much for this thoughtful review! It means a lot to hear that you felt the process was clear and thorough, that’s always my goal. I truly enjoy getting to know my clients beyond just the numbers, so I’m glad our conversations felt...
read more
Judy L Jones has received a review with 5 star rating from Diana R
Reply from Owner
June 6th, 2025 06:30 PM
Thank you for the 5-star review, Diana! It means a lot to me! -- Judy
10000/10 I would recommend anyone who needs a hand holding experience, attention to detail, and a VERY knowledgeable industry professional. Judy made a tremendous difference in my home buying experience. We are from Texas and bought a home...
read more
Reply from Owner
June 6th, 2025 06:48 PM
Wow! Thank you so much for this incredible review! I'm truly honored to have been part of your homebuying journey, especially with such a big move from Texas to Colorado. I know buying in a new state can feel overwhelming, so I’m really glad...
read more
31–40 of 51
About
Proudly serving homebuyers and homeowners in Colorado, Texas, and New Mexico. Helping clients take the next financial step, including: First-time home purchases, moving up to a larger home or downsizing to a smaller home, using home equity for new opportunities. Building trust with accountability, transparency, and efficiency. Known for straightforward, no-pressure advice backed by 25+ years of experience. Working closely with clients and a skilled team from start to finish, celebrating each homeownership success!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Residential Mortgage Lending
Licensed in Colorado, Texas and New Mexico
Fannie Mae, Freddie Mac, FHA, VA, USDA, Alternative Mortgage Products
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Universal Lending Home Loans - Residential Mortgage Loan OriginatorJul 29th, 2014 - Current
Memberships
- Colorado Mortgage Lenders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 264968
- CO 100031992
- TX SML-RMLO
View All
Hobbies
- Skiing
- Hiking
- Gardening
View All
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.