

Universal - Denver, Greenwood Village, CO
Greenwood Village, CO

At Universal Lending Home Loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinanci... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Jeff is a great communicator and makes a stressful process easy to understand and smooth
Reply from Jeffrey Rickard
July 30th, 2026 06:14 PM
Hillary, I'm pleased to know that my communication helped make the process smoother and easier to understand for you. It's always my aim to reduce stress and provide clarity, but you and your husband is why it was so easy. Always, always a...
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I had the pleasure of working with TJ recently on two transactions. TJ has ALWAYS been a great lender, well respected in our community, communicates to all parties involved in a timely manner and helps each client understand all their options....
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Kristina & her staff were extremely helpful , professional & provide some very insightful strategies in obtaining my mortgage.
We had an outstanding experience working with TJ throughout our home loan process. From start to finish, she was incredibly communicative, encouraging, and always made us feel like a priority. She took the time to answer every question, kept...
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Reply from Owner
July 28th, 2026 04:18 PM
Brittany, thank you so much for your kind words! It was truly a pleasure helping you and Josh through this journey. We certainly had a few unexpected twists along the way, especially on closing day, but I'm so glad everyone worked together...
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We had an outstanding experience working with TJ throughout our home loan process. From start to finish, she was incredibly communicative, encouraging, and always made us feel like a priority. She took the time to answer every question, kept...
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Reply from Home Team Lending
July 28th, 2026 04:19 PM
Brittany, thank you so much for taking the time to share your experience! It was a pleasure working with you and Josh. You both were wonderful to work with and handled every twist and turn with such patience and positivity. I'm so glad we were...
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The level of communication provided for a complicated transaction was ready great. Plus her office reached out whenever there was an issue before things got into dangerous territory. Sandy was able to fix a bad issue I didn't realize had been...
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Absolutely.The best experience I have had with buying a home. Judy and her team are simply the best of what they do!!!
Reply from Judy L Jones
July 24th, 2026 03:00 PM
Paxton,Thank you so much for the kind words! It was truly a pleasure working with you and Amber throughout your home-buying journey. I'm so glad we could help make the experience a great one for you. Congratulations on your new home! I hope...
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I have closed several loans with TJ. She knows what she is talking about and genuinely cares for her clients! You will be in good hands with TJ.
Reply from Owner
July 23rd, 2026 04:37 PM
Thank you so much, Brad! I truly appreciate your kind words and your trust over the years. It's always a pleasure working with you to help our clients achieve their homeownership goals. I look forward to many more successful closings together!...
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I randomly chose Tonya to visit with back in the fall when I was thinking of buying a property. I had googled lenders in my area, but I was drawn to Tonya's website, possibly because she was a female.. Sometimes men can be intimidating. She...
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Reply from Owner
July 21st, 2026 09:52 PM
Thank you so much, Jyl! It truly means a lot that you chose me after finding me online. I'm so glad we were able to reconnect in the spring and help you finance your investment property. It was a pleasure walking through your loan options,...
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This is the second house Judy has helped me with, she is fantastic! She is paitient and extremely knowledgeable! Thank you Judy for being the best in such an important time of our life!
Reply from Judy L Jones
July 24th, 2026 03:02 PM
Thank you so much for your kind words! It was a pleasure helping your family again, and I truly appreciate your trust and loyalty. Congratulations on your new home, and thank you for letting me be part of such an important time in your life....
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About
At Universal Lending Home Loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Universal Lending Home Loans offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.