Judy L Jones
Residential Mortgage Loan Originator | NMLS# 26496...
Proudly serving homebuyers and homeowners in Colorado, Texas, and New Mexico. Helping clients take the next financial step, including: First-time home purchases, moving up to a larger home or downsizing to a smaller home, using home equity ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Judy has saved our transaction in an incredible timeline. We will definitely recommend her to everyone as well as use her services in the future.
Reply from Judy L Jones
May 28th, 2026 03:01 AM
What an honor it was to assist you and David with your home financing. I am so happy we met and I am grateful that together we pulled the transaction through to closing. Wishing you all the best memories in your new home! Congrats!
Judy is an exceptional person. She made everything happen for us in a very short time period and we cannot thank her enough.
Reply from Judy L Jones
May 28th, 2026 02:58 AM
I am so grateful that I met you and Adriana! Congrats on your new home, it was a pleasure to assist both of you! Thank you for the kind review!
fast process with a knowledgeable organizer!
Reply from Judy L Jones
May 5th, 2026 07:29 PM
Thank you, Donell! I'm glad you were pleased with my service and the speed with how quickly my team was able to assist you with your new home. I am always here if you have questions and hope you are enjoying your home. It was great to work...
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Judy is so great! Very kind and easy to talk to On the ball with all of the loan process and very knowledgeable . She's very thorough an communicated well through the entire process. Thanks Judy!
Reply from Judy L Jones
May 1st, 2026 03:29 PM
Sabrina, I appreciate your kind words. I'm grateful for your review and really enjoy working with you! I am so glad to hear you found the loan process smooth and that my communication was helpful. Looking forward to helping you again in the...
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Judy is amazing! She handled everything so well and was able to help me with all the numbers! She is very knowledgeable and her expertise is unparalleled! Thank you!
Reply from Judy L Jones
April 28th, 2026 10:33 PM
Thank you so much for your kind words, Jamie! It was truly a pleasure helping you through the process. I’m so grateful for the opportunity to work with you and help make everything clear and manageable along the way. Thank you again for your...
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I reached out to Judy after hearing from a different company. I already trusted her because of previous experience with Josh. It was more comfortable and she made the process incredibly easy for me.
Reply from Judy L Jones
March 31st, 2026 08:01 PM
Thank you so much for your kind words, Renee. I’m grateful for the opportunity to step in and continue the relationship that Josh built, and even more thankful to have the chance to create a new one with you!Relationships are at the heart of...
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We had a wonderful experience working with Judy as our mortgage loan officer. From our very first meeting, she provided a clear timeline and stayed very close to it throughout the entire process. Even when challenges arose Judy handled every...
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Reply from Judy L Jones
March 20th, 2026 10:39 PM
Thank you so much for your thoughtful review, Rick! It was truly a pleasure working with you and Kristen throughout your home‑financing journey. I’m glad to hear that the process felt clear, organized, and manageable, which is always my goal....
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Judy took extra initiative to explain and demonstrate all available options. It was a seemless experience talking with her. I had a couple instances where things in my financial picture changed do to personal developments. These slowed things...
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Reply from Judy L Jones
March 20th, 2026 10:36 PM
Thank you so much for your kind words, Cody! I truly appreciate you taking the time to share your experience.I know how stressful it can be when things change during the process, and I’m really glad I could help guide you through those moments...
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Judy was very attentive to my needs and questions.
Reply from Judy L Jones
March 18th, 2026 05:32 PM
James, I'm glad to hear that you felt attended to during our time together. Ensuring your needs are met and your questions are answered is important to me. If you ever have more inquiries or require further assistance, please feel free to contact...
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I'm so lucky to have Judy's expertise on my side, thank you so much for everything!
Reply from Judy L Jones
March 9th, 2026 07:52 PM
I'm truly grateful for your kind words, Buddy. It's rewarding to know that you feel supported and valued. If there's anything else you need, don't hesitate to reach out.
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About
Proudly serving homebuyers and homeowners in Colorado, Texas, and New Mexico. Helping clients take the next financial step, including: First-time home purchases, moving up to a larger home or downsizing to a smaller home, using home equity for new opportunities. Building trust with accountability, transparency, and efficiency. Known for straightforward, no-pressure advice backed by 25+ years of experience. Working closely with clients and a skilled team from start to finish, celebrating each homeownership success!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Residential Mortgage Lending
Licensed in Colorado, Texas and New Mexico
Fannie Mae, Freddie Mac, FHA, VA, USDA, Alternative Mortgage Products
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Positions
- Universal Lending Home Loans - Residential Mortgage Loan OriginatorJul 29th, 2014 - Current
Memberships
- Colorado Mortgage Lenders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 264968
- CO 100031992
- TX SML-RMLO
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Hobbies
- Skiing
- Hiking
- Gardening
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.