

Joshua Grafer - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 108128

Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Joshua Grafer made my first home buying process easier than I was expecting. He kept me informed & updated. Worked well with my agent. Thanks so much for helping us get the home that fits us!
Joshua was attentive, reliable, quick to respond and honest. He said he could do a quick close and he did! He literally walked me through the whole process and was clear when he explained anything. He responded any time of the day or night....
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Josh answered all my questions about my mortgage. This was our first home purchase and he was very helpful and thoughtful during the process. I would highly recommend him to anyone looking for a mortgage
Josh answered all my questions about my mortgage. This was our first home purchase and he was very helpful and thoughtful during the process. I would highly recommend him to anyone looking for a mortgage
Josh was amazing to work with! Extremely responsive to all of our questions through the mortgage process and made something that is usually not so easy, a breeze. Thank you Josh and United Mortgage for helping us get the house of our dreams....
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I worked with Josh in March of 2018. The purpose of my refinance was to consolidate debt as well as eliminate my PMI insurance. Josh was definitely on top of his game helping with my questions and working with his team for one of the best refi...
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Took time but good after all. A lot of paperwork and phone calls and emails. But to be expected with va refinancing Did wish rates were lower at the time but still cut my old rate in half
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About
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 108128
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.