

Joshua Grafer - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 108128

Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Josh went above and beyond to get us the best rate we could get. He informed me of many routes I was unaware of and we would not have gotten the mortgage we wanted without him.
After a lengthy waiting period with another lender, we decided to go with Embrace Home Loans , as Josh was recommended by our closing attorney and realtor. We were already in contract to buy our home and the sellers were anxious , as we were...
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This was my first time buying a home, and because of Josh, I loved every minute of the experience. He was very professional and friendly. He explained everything in great detail. He always responded in an instant. Great rates, and great service...
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Josh was such a pleasure to work with. If you’re not working with a mortgage person like Josh you really are putting yourself at a disadvantage. He made the entire transaction very easy to understand and gave sound financial advice. Embrace...
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Josh made the whole process as stress free as he could and answered all our questions in a timely manner. It was great working with him and would highly recommend him!!
Josh was very helpful every step of the way. He was attentive and helped guide us through the refinancing process.
Josh was patient and easy to work with. He worked around my schedule and offered great advice. Really an easy and smooth process. Very pleased!
Joshua was professional and efficient throughout the process of getting the loan for our home . Joshua was always available to answer the questions We had (being a first time home buyers) . He took the time to answer all of our questions in...
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About
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 108128
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.