Joshua Grafer - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 108128
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou...... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Josh always made time to answer even the silliest of questions. He was very communicative and a pleasure to work with!
Very responsive. Made it clear what was needed. Worked to get me cleared in a sudden time crunch.
I can't thank Josh and his team enough. They were always just a phone call or text away and kept me updated through every stage of the process. They genuinely cared about finding the best option for our financial situation, and they made the...
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Reply from Joshua Grafer
May 25th, 2026 02:25 PM
I'm grateful for your kind words, Allison. It's good to know that you felt supported and informed throughout the process. My team and I are happy we could find the best option for your financial needs and make the experience comfortable for...
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Josh and his team helped us buy our dream home. They worked very hard making sure everything went smoothly and that we got the best rate possible. They were quick to answer any questions ans help to explain every detail of the mortgage process....
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Reply from Joshua Grafer - AnnieMac Home Mortg...
March 23rd, 2026 02:20 PM
I’m pleased to hear that I was able to assist in securing your dream home, Michael. It's gratifying to know that the effort put into ensuring a smooth process and securing a favorable rate made a difference for you. I appreciate your trust...
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Joshua Lisa and Lynda were very accessible they were a great team
Reply from Joshua Grafer
February 23rd, 2026 07:36 PM
Thank you for sharing your thoughts, Salvatore. I’m glad to know that you found the accessibility of my team, Lisa, Lynda, and myself valuable. Working effectively together is important to us, and it’s nice to hear it made a positive impact...
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My buyer wanted to go with his mortgage guy at his bank but was out of state. Dealing with a co-op that has many rules that's when I brought in Josh I knew he would get the deal done for my buyer. we couldn't be happier with the service Josh...
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I couldn't have asked for a better service. Everyone did all they could to make thing work for me. they put me first. they were great! Best referral I ever had! Thanks
Reply from Joshua Grafer
January 5th, 2026 03:02 PM
I appreciate your kind words, Ronald. It's great to know that you felt prioritized and well-supported throughout the process. Referrals mean a lot, and I’m glad to hear that your experience lived up to your expectations. If there’s anything...
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Josh and his team were so helpful throughout the entire process. Everyone was so responsive and knowleedgable!
Reply from Joshua Grafer
December 10th, 2025 05:59 PM
I'm glad to hear that you found my team and me helpful and responsive during the process, Kelsey. It's great to know our knowledge contributed positively to your experience. If you ever have further questions or need assistance, don't hesitate...
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Josh made everything very simple
Reply from Joshua Grafer
November 27th, 2025 05:59 PM
I'm pleased to hear that the process felt simple for you, Kenneth. Streamlining things is always a priority for me, so it's great to know it made a difference. If you ever have any questions or need anything else, please feel free to get in...
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All my conerns and questions were always answered. Every email was always replied to. Josh and his team made this process very easy .
Reply from Joshua Grafer
November 24th, 2025 02:14 PM
I'm pleased to hear that your concerns and questions were consistently addressed, Kristin. Ensuring communication is clear and consistent is a priority for me, so I'm glad that came through in your experience. If you have any other questions...
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About
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Search Rank ScoreLearn More →
214
/850
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 108128
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.