Joshua Grafer - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 108128
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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9 AM to 5 PM
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closed
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Reviews from Web
I can't thank Josh and his team enough. They were always just a phone call or text away and kept me updated through every stage of the process. They genuinely cared about finding the best option for our financial situation, and they made the...
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Reply from Joshua Grafer
May 25th, 2026 02:25 PM
I'm grateful for your kind words, Allison. It's good to know that you felt supported and informed throughout the process. My team and I are happy we could find the best option for your financial needs and make the experience comfortable for...
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Josh and his team helped us buy our dream home. They worked very hard making sure everything went smoothly and that we got the best rate possible. They were quick to answer any questions ans help to explain every detail of the mortgage process....
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Reply from Joshua Grafer - AnnieMac Home Mortg...
March 23rd, 2026 02:20 PM
I’m pleased to hear that I was able to assist in securing your dream home, Michael. It's gratifying to know that the effort put into ensuring a smooth process and securing a favorable rate made a difference for you. I appreciate your trust...
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My buyer wanted to go with his mortgage guy at his bank but was out of state. Dealing with a co-op that has many rules that's when I brought in Josh I knew he would get the deal done for my buyer. we couldn't be happier with the service Josh...
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Josh was absolutely awesome to work with. He always made himself available and answered all questions I had clearly and thoroughly. Josh was also really helpful in giving me general advice and guidence which was invaluable as a first time home...
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Reply from Joshua Grafer
October 20th, 2025 08:32 PM
It's encouraging to read about your positive experience, Ralph. I'm glad I could be there for you with clear answers and helpful guidance throughout your home-buying journey. As a first-time home buyer, it's important to have someone you can...
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my experience with Joshua was better than great His dedication to his clients is unmatched to anything I've ever experienced . He always made himself available when i had a question or concern about my loan he Kept me informed every step of...
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Reply from Joshua Grafer
September 6th, 2025 01:40 PM
I'm truly grateful for your feedback, Stephen. It's great to hear that you felt supported throughout the process. Being available and informative for my clients is something I take seriously, and I'm pleased to know it made a positive impact...
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Josh was excellent from the start; his communication, professionalism, esoteric knowledge, combined with his supportive and caring nature made the whole process enjoyable. He is trustworthy, knows the process inside and out; and always makes...
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Reply from Joshua Grafer
October 14th, 2026 08:34 PM
I'm grateful for your thoughtful review, Jonathan. It's wonderful to know that my communication and support made the process enjoyable for you. At AnnieMac Home Mortgage, we strive to provide knowledgeable and trustworthy service, and I'm pleased...
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Josh is very experienced and knowledgeable . His is extremely accessible and answered our questions in an understandable manner . I would highly recommend Josh
Reply from Joshua Grafer
September 14th, 2026 04:02 PM
I really appreciate the feedback and am looking forward to working with you again.
Josh was always available and answered all of our questions along the way . He is amazing! would recommend to all
Reply from Joshua Grafer
August 31st, 2026 04:10 PM
I'm thankful for your kind words, Katie. I'm pleased to have been available to answer all of your questions throughout the process. Your recommendation means a lot to me!
Josh always made time to answer even the silliest of questions. He was very communicative and a pleasure to work with!
Reply from Joshua Grafer
June 8th, 2026 04:37 PM
I'm glad to hear that my communication and availability were helpful, Cindy. It's great to know that you found working with me to be a pleasant experience. If you have any more questions or need assistance in the future, feel free to reach...
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Very responsive. Made it clear what was needed. Worked to get me cleared in a sudden time crunch.
Reply from Joshua Grafer
June 3rd, 2026 05:56 PM
I'm pleased to hear that I could assist you during a time crunch, Jesse. It's good to know that my responsiveness and clarity made a difference for you. If you need any further assistance, please feel free to reach out.
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About
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 108128
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.