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Joshua Grafer - AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS# 108128 in Hauppauge, NY

Joshua Grafer - AnnieMac Home Mortgage

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Mortgage Loan Originator | NMLS# 108128

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Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • FTP
    S
    Salvatore R
    Smithtown, NY
    Posted on May 2nd, 2020 02:33 PM
    To be honest, I probably would have never refinanced if it wasn’t for Joshua. He is an amazing worker who made me feel extremely comfortable. Some words that come to mind when I think of Joshua are reliable, trustworthy, hard working and friendly....
    read more
  • FTP
    M
    Meghan B
    Rocky Point, NY
    Posted on May 2nd, 2020 05:32 AM
    Josh and his team made the mortgage process a breeze. They always got back to me right away and I highly recommended them!
  • FTP
    D
    Devin W
    Miller Place, NY
    Posted on April 21st, 2020 02:13 PM
    Josh went above & beyond to help throughout the entire process. He communicated well and answered all of my questions.
  • FTP
    J
    Jessica S
    Ridge, NY
    Posted on April 10th, 2020 08:24 PM
    Working with Josh was an absolute pleasure. He took the time to answer every question, no matter how redundant it may have been. If I needed guidance he was happy to help. Totally recommend! 5 stars all around.
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    Gary W
    Mt Sinai, NY
    Posted on February 7th, 2020 11:56 PM
    Thank you for great service!!!!
  • FTP
    M
    Marco P
    Huntington Station, NY
    Posted on February 7th, 2020 02:55 PM
    Josh truly exceeded our expectations. He went above and beyond to get us the best rate along with being there for us every step of the way. Everything he told us on day 1 was what happened at closing with no surprises.
  • FTP
    K
    Kimberly J
    Rocky Point, NY
    Posted on January 24th, 2020 11:10 PM
    Josh was always more than willing to call, text or email. He made himself available at any moment for all of my questions. Josh went above and beyond to make my experience with Embrace extremely smooth and comfortable.
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    C
    Curtis M
    Yaphank, NY
    Posted on January 17th, 2020 01:57 PM
    I am a real estate attorney and have worked with a plethora of mortgage lenders over the years. I can say without hesitation or reservation that Joshua Grafer is head and shoulders above them all. He is knowledgable, responsive, and worked...
    read more
  • FTP
    R
    Robert C
    Lake Grove, NY
    Posted on December 31st, 2019 03:31 PM
    Great experience with Embrace...Josh was ready to help at every step...he was patient and very informative, explaining everything in a comprehensive way....we will highly recommend to anyone in need of their services!!
  • FTP
    S
    Stephanie P
    Sound Beach, NY
    Posted on December 23rd, 2019 12:29 AM
    Josh was always available to answer our questions, even after regular working hours!
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    About
    Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 108128
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.