

Joshua Grafer - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 108128

Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
To be honest, I probably would have never refinanced if it wasn’t for Joshua. He is an amazing worker who made me feel extremely comfortable. Some words that come to mind when I think of Joshua are reliable, trustworthy, hard working and friendly....
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Josh and his team made the mortgage process a breeze. They always got back to me right away and I highly recommended them!
Josh went above & beyond to help throughout the entire process. He communicated well and answered all of my questions.
Working with Josh was an absolute pleasure. He took the time to answer every question, no matter how redundant it may have been. If I needed guidance he was happy to help. Totally recommend! 5 stars all around.
Thank you for great service!!!!
Josh truly exceeded our expectations. He went above and beyond to get us the best rate along with being there for us every step of the way. Everything he told us on day 1 was what happened at closing with no surprises.
Josh was always more than willing to call, text or email. He made himself available at any moment for all of my questions. Josh went above and beyond to make my experience with Embrace extremely smooth and comfortable.
I am a real estate attorney and have worked with a plethora of mortgage lenders over the years. I can say without hesitation or reservation that Joshua Grafer is head and shoulders above them all. He is knowledgable, responsive, and worked...
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Great experience with Embrace...Josh was ready to help at every step...he was patient and very informative, explaining everything in a comprehensive way....we will highly recommend to anyone in need of their services!!
Josh was always available to answer our questions, even after regular working hours!
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About
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 108128
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.