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Joshua Grafer - AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS# 108128 in Hauppauge, NY

Joshua Grafer - AnnieMac Home Mortgage

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Mortgage Loan Originator | NMLS# 108128

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Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • FTP
    S
    Stephanie L
    Lake City, FL
    Posted on May 20th, 2019 06:29 PM
    Joshua went above and beyond in making sure communication was always in line, even after hours if needed. He always showed a personal interest in our journey to buying a home. Joshua did a surperb job in making sure the numbers calculated out...
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  • FTP
    D
    David L
    Melbourne, FL
    Posted on May 17th, 2019 04:59 PM
    Josh helped me make this experience quick and flawless. He made it so easy. I will be telling everyone I know who is purchasing a home to call Josh.
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    J
    John P
    Ronkonkoma, NY
    Posted on May 15th, 2019 12:49 PM
    Joshua was a pleasure to work with and was available to me whenever i needed him.
  • FTP
    S
    Scott B
    Ronkonkoma, NY
    Posted on April 28th, 2019 02:54 AM
    Fast and easy process. Josh was always available and very helpful for any questions or concerns that came up.
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    E
    Erik P
    Wading River, NY
    Posted on April 10th, 2019 02:08 AM
    Josh was there every step of the way . He answered all my questions and helped me relax knowing he had my best interest at heart . He is a hard worker , professional and nice . i cant say enough good things about him . thanks again Josh
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  • FTP
    M
    Meghan R
    Mastic, NY
    Posted on April 3rd, 2019 01:40 AM
    Josh was extremely helpful and was there for every step of the process! I would definitely recommend him to anyone looking for financing for their home.
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    M
    Meghan S
    Shoreham, NY
    Posted on January 22nd, 2019 11:36 PM
    Joshua was very knowledgeable and informative. I felt very comfortable during the process of buying my first home. He took the time to answer each of my questions, I would recommend working with Embrace Home Loans, specifically Joshua Grafer,...
    read more
  • Zillow
    M
    Michelle K
    Posted on January 13th, 2019 03:36 PM
    Joshua really educated us on things we should look for, not even just about our financing, but for the overall process and important factors that you need to know about refinancing. He really opened our eyes and gained an extreme amount of...
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  • Zillow
    S
    Sheryl W
    Posted on September 28th, 2018 08:45 PM
    Josh was awesome. He was professional, detailed, very hands-on. He was always prompt in responding to my concerns and emails. He was more of a great friend than just a mortgage lender. Great job
  • Zillow
    N
    Naomi M
    Posted on August 20th, 2018 08:19 PM
    Josh was amazing from day 1! He was always courteous and prompt. He made the purchase of our house smooth and stress free. Everything he told us on day 1 was what happened at closing- no surprises like some other companies do to people! I would...
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    About
    Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 108128
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.