

Joshua Grafer - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 108128

Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Joshua went above and beyond in making sure communication was always in line, even after hours if needed. He always showed a personal interest in our journey to buying a home. Joshua did a surperb job in making sure the numbers calculated out...
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Josh helped me make this experience quick and flawless. He made it so easy.
I will be telling everyone I know who is purchasing a home to call Josh.
Joshua was a pleasure to work with and was available to me whenever i needed him.
Fast and easy process. Josh was always available and very helpful for any questions or concerns that came up.
Josh was there every step of the way . He answered all my questions and helped me relax knowing he had my best interest at heart . He is a hard worker , professional and nice . i cant say enough good things about him . thanks again Josh
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Josh was extremely helpful and was there for every step of the process! I would definitely recommend him to anyone looking for financing for their home.
Joshua was very knowledgeable and informative. I felt very comfortable during the process of buying my first home. He took the time to answer each of my questions, I would recommend working with Embrace Home Loans, specifically Joshua Grafer,...
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Joshua really educated us on things we should look for, not even just about our financing, but for the overall process and important factors that you need to know about refinancing. He really opened our eyes and gained an extreme amount of...
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Josh was awesome. He was professional, detailed, very hands-on. He was always prompt in responding to my concerns and emails. He was more of a great friend than just a mortgage lender. Great job
Josh was amazing from day 1! He was always courteous and prompt. He made the purchase of our house smooth and stress free. Everything he told us on day 1 was what happened at closing- no surprises like some other companies do to people! I would...
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About
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 108128
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.