

Joshua Grafer - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 108128

Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great communication and advice from start to finish. Josh was a pleasure to work with. Very knowledgeable, professional and trustworthy.
Josh and everyone that we have dealt with at Embrace has been great. All of our calls, emails and questions were promptly answered, and handled in a professional, friendly manner. After having a disappointing experience with a "big bank," our...
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Joshua was very informative and took the time to answer the many questions I had as a new home owner refinancing for the first time. I felt very comfortable throughout the whole process because of his expertise. I will be recommending Joshua...
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Josh made every step from beginning to end as easy as possible for us. We were so impressed with his knowledge, professionalism and ability to structure our loan to fit our needs. Josh was readily available to respond to any questions we had...
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He walked me through the whole process being it was my first purchase
Josh was a huge help during the refinancing process. He kept everything moving forward and took the time to review all the details with me - sometimes several times over. I would highly suggest working with Josh in the future!
What can I not say about Josh! He is absolutely amazing!! I worked with him for about a year before I was able to finally purchase my home. He took the time to answer all of my questions, concerns and everything in between, and I had tons of...
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Josh was so easy to deal with from start to finish! This whole process was completed in 26 days which is remarkable. I really admired his professionalism throughout. He answered me almost immediately with any questions I had via phone or text....
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T
Josh saved our purchase! After everything fell though with our initial bank we were referred to Josh and he was so amazing from start to finish. We closed in just over 2 weeks and he made sure we understood the entire process clearly. He gave...
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About
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 108128
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.