Joshua Grafer - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 108128
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Josh was extremely helpful through out the process. He made him self readily available to answer all our questions and was very patient and understanding of our needs through out the process. Josh and his staff made this process as seamless...
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This particular sale was very challenging due to Covid. It almost fell through but between Josh my agent Nicole Aretz and attorney Curtis Morrison and their great team work they were able to get it done! Couldn't be happier. Pros all.Continued...
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Josh made (what I know to be what can be a miserable experience base on my previous house) this process incredibly smooth and stress free regarding our mortgage. I could not recommend him enough through this process.
Josh was a pleasure to work with! He was prompt, thorough and always there to answer any and all of our questions. We would highly recommend Josh and the whole team at Embrace Home Loans!
Josh was extremely helpful during the loan process. Purchasing our home wasn’t a straightforward deal by any stretch of the imagination! He was knowledgeable, patient and extremely thorough.
Thanks again for all of your help!
Josh was available to answer all our questions during the application and closing process; he made us very comfortable with the entire transaction.
Josh stuck around with us and was very informative in regards to our mortgage process. He definitely is great to work with!
It was great working with Josh again on my refinance! He was very helpful and answered any questions I had. The transaction went smoothly and I would recommend him to anyone in need of a mortgage or looking to refinance.
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About
Joshua understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joshua is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 108128
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.