

Josh Foster at GMFS Mortgage Covington - NMLS...
Senior Loan Officer


Moss Point Mississippi High School
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS,... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
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Reviews from Web
Everything was efficient and easy! The people were great!
Reply from Josh Foster
July 31st, 2025 01:30 PM
Thanks for sharing your experience, Taylor. It's wonderful to know that you found the process efficient and straightforward, and that the team left a positive impression. If there’s anything further I can assist with, just let me know.
experience with Josh Foster was second to none I had speaking with Josh for almost 3 years before we decided to self build, he always returned the phone calls. He always answer the qu I don't think I could've ever finished this project without...
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Reply from Josh Foster
July 31st, 2025 01:30 PM
Gene, thank you so much for your kind words. It was truly a pleasure to assist you over the years as you embarked on your self-build journey. Knowing that I could be part of such an important project means a lot to me. If you ever have any...
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Timely service
Reply from Josh Foster
July 31st, 2025 01:18 PM
Thank you for your review, Brooks. I’m glad to hear that you appreciated the timely service. If there’s anything else you need or any questions you have, please feel free to reach out.
Really enjoyed the home buying process thanks to Stephanie and Michelle with GMFS Mortgage. Always quick to answer any questions and made the home buying process easy. I highly recommend them.
Reply from Owner
May 23rd, 2025 12:00 AM
Devin, thank you so much for the kind words. We are so happy to hear about your experience. Thank you for choosing GMFS Mortgage!
He has the best hair this side of the Mississippi
Reply from Josh Foster at GMFS Mortgage Coving...
August 12th, 2025 04:10 PM
Thanks, Joshua! I'm glad my hairstyle made an impression. On a more serious note, I'm always here to help with any mortgage questions or needs you might have. Feel free to reach out if there's anything you'd like to discuss.
Josh's knowledge and motivation is outstanding! When one needs a knock it out the park lender, Josh is it!
Reply from Josh Foster at GMFS Mortgage - NMLS...
August 12th, 2025 04:10 PM
Thank you so much, Lesli! I'm really pleased to know my knowledge and dedication made a strong impression. Being able to "knock it out of the park" for my clients is always the goal. If you ever have more questions or need anything else, feel...
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Awesome guy used him when he was a commercial lender and he was always great
Reply from Josh Foster at GMFS Mortgage - NMLS...
August 12th, 2025 04:09 PM
Thanks for the kind words, Grant. I'm glad to hear that you had a positive experience when we worked together while I was a commercial lender. It's always rewarding to know that my efforts were appreciated. If there's anything else you need...
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I’ve worked with Josh for many years now, he is very attentive to his clients. I look forward to a continued relationship!
Reply from Josh Foster at GMFS Mortgage - NMLS...
August 12th, 2025 04:10 PM
Thank you for your kind words, Kerrie. It's been a pleasure working with you over the years and being attentive to your needs is truly important to me. I'm excited about continuing our relationship and am always here to assist you whenever...
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About
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS, Josh is known for transparent communication, strong relationships, and a hands-on approach. His background in construction helps him connect builders and borrowers for a smooth process. An active HBA member and founding executive of More Than Fore, he values community, family, and giving back. Originally from Mississippi and now on the northshore, Josh enjoys fishing, volleyball, and anything pirate-themed. He credits his wife Erica, his three children, and lasting relationships for his success.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Specialities
100% Financing Loans
2/1 Buydown Mortgage
Adjustable Rate Mortgage
ARM Loans
Bank Statement Program - 1099
Buydown Mortgages
Cash-Out Refinance
Conventional Loan
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Education
- Moss Point Mississippi High SchoolHigh School DiplomaAug 1993 -May 1996

- Louisiana State UniversityBanking, Corporate, Finance, and Securities LawGraduate DegreeMay 2007 -May 2010

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Positions
- More than Fore - Founding MemberJan 1st, 2019 - Current
Memberships
- home builders association - HBA
- Habitat for humanity
- More than fore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 618981
Awards
Mortgage Man
Achievements
- Ironman
Hobbies
- fishing
- golf
- volleyball
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Disclaimer
Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 119 Terra Bella Blvd. Covington, LA 70433. NMLS #881184. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.