

Josh Foster at GMFS Mortgage Covington - NMLS...
Senior Loan Officer


Moss Point Mississippi High School
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS,... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Best in the business. Always responded immediately. Took care of all our needs. Fastest closing I have every had. Will use everytime . And will recommend to everyone i know.
Reply from Joyner Brown
May 5th, 2026 02:09 PM
Thank you for sharing your appreciated experience, Rhonda. We are pleased to know that Josh provided immediate responses and facilitated the fastest closing you've had. Your recommendation means a lot to us, and we look forward to serving you...
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Great communicator, very knowledgeable, Josh made us feel comfortable every step of the way
Reply from Josh Foster at GMFS Mortgage Coving...
May 2nd, 2026 02:50 PM
Thanks brother !!
Welcome home !
Communicative, effecient, knowledgeable, and personable. Overall, great person and professional all around.
Reply from Josh Foster at GMFS Mortgage Coving...
May 2nd, 2026 02:51 PM
Appreciate this. Yall made it easy
Knowledgeable team, pleasant to deal with!
Reply from Joyner Brown
April 20th, 2026 02:38 PM
We're pleased to hear you found our team knowledgeable and pleasant to deal with, Michelle. Your feedback is valued, and we're here if you need any further assistance.
Extremely fast and accurate with little prearat time.
Reply from Joyner Brown
April 20th, 2026 02:39 PM
We appreciate your feedback, Russell. We're pleased to hear that the process was fast and accurate for you. If there's anything else we can assist you with, please let us know.
Josh was amazing in the process of securing a loan. He helped me answer any questions I had and let me know exactly what I needed to do.
Reply from Joyner Brown
April 20th, 2026 02:46 PM
We're glad to hear about your positive experience with Josh, Scott. It's great to know he was helpful in answering your questions and guiding you through the loan process. If there's anything else we can assist you with, please feel free to...
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It was a great experience and was treated as priority. Really apprecate the hard work and expediting of the processes. Josh was great and really helped to accomplish our goals beyond our expectations. Thank you so much Josh.
Reply from Josh Foster
April 14th, 2026 03:02 PM
I'm happy to hear that you had a great experience, Michelle. It was my pleasure to help expedite the process and work towards achieving your goals. Thank you for your kind words, and feel free to reach out if you need anything in the future....
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Great job!
Reply from Joyner Brown
April 7th, 2026 02:54 PM
Thank you, Eddie, for your positive feedback. We are pleased to know that you had a satisfactory experience working with Josh. If you have any further questions or need assistance, please feel free to reach out to us.
Josh is my favorite financial guru and the human version of a golden retriever . Really warm and kind
Reply from Joyner Brown
March 23rd, 2026 03:26 PM
We're glad to hear that you had such a positive experience with Josh, Margaret. Your comments about his warm and friendly approach are much appreciated. If you need any assistance or have questions in the future, we're here to help.
Josh did a wonderful job of keeping me informed of the timeline of events that we're coming. He was able to explain everything in a way that I could understand as far as interest rates timing and scenarios. I recommend using him for all your...
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Reply from Josh Foster at GMFS Mortgage Coving...
March 21st, 2026 01:24 PM
Thank you for sharing your experience, Chad. I'm glad to know that the explanations I provided were clear and helpful to you. Keeping clients informed about the process is a priority for me. Should you ever have any more questions or need assistance...
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About
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS, Josh is known for transparent communication, strong relationships, and a hands-on approach. His background in construction helps him connect builders and borrowers for a smooth process. An active HBA member and founding executive of More Than Fore, he values community, family, and giving back. Originally from Mississippi and now on the northshore, Josh enjoys fishing, volleyball, and anything pirate-themed. He credits his wife Erica, his three children, and lasting relationships for his success.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Specialities
100% Financing Loans
2/1 Buydown Mortgage
Adjustable Rate Mortgage
ARM Loans
Bank Statement Program - 1099
Buydown Mortgages
Cash-Out Refinance
Conventional Loan
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Education
- Moss Point Mississippi High SchoolHigh School DiplomaAug 1993 -May 1996

- Louisiana State UniversityBanking, Corporate, Finance, and Securities LawGraduate DegreeMay 2007 -May 2010

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Positions
- More than Fore - Founding MemberJan 1st, 2019 - Current
Memberships
- home builders association - HBA
- Habitat for humanity
- More than fore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 618981
Awards
Mortgage Man
Achievements
- Ironman
Hobbies
- fishing
- golf
- volleyball
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Disclaimer
Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 119 Terra Bella Blvd. Covington, LA 70433. NMLS #881184. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.