

Josh Foster at GMFS Mortgage Covington - NMLS...
Senior Loan Officer


Moss Point Mississippi High School
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS,... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
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Reviews from Web
Josh was awesome. Really helped me learn theough this home buying process with it being our first home. Did everything he could to give us the best service!
Reply from Joyner Brown
March 12th, 2026 02:22 PM
It's great to know that Josh provided you with valuable guidance throughout the home-buying process, Ryan. We understand how important the first home experience is, and we're committed to ensuring you receive the best service possible. Should...
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Everyone I talked to was friendly and patient.
Reply from Joyner Brown
March 12th, 2026 02:26 PM
Thank you for sharing your feedback, Catherine. We're glad to know that you experienced a friendly and patient atmosphere while working with our team. Should you have any more questions or need further assistance, we're here to help.
Been using Josh with GMFS for years. Every transaction is smooth and efficient, even with the occasional, unforeseen hiccup. Highly recommend!
Reply from Joyner Brown
March 9th, 2026 02:31 PM
We appreciate your continued trust in us, Jason. It's great to know that Josh has made your experiences smooth and efficient over the years, even when challenges arise. Your recommendation means a lot, and we're here to assist you with any...
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Josh was just amazing not only did he help w the lending process, everytime we hit a gliche on our side he was there to help! Thank you Josh and hope you get to help any of or friends in the future Think this will be our last home! Thank you...
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Reply from Joyner Brown
December 5th, 2025 04:52 PM
We appreciate your wonderful feedback, Terre. We’re glad to hear Josh was able to assist whenever challenges arose. If any of your friends need assistance in the future, we’d be more than happy to help them as well. Thank you for trusting us...
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Josh has been awesome! Thank you!
Reply from Josh Foster at GMFS Mortgage Coving...
December 3rd, 2025 04:12 PM
I'm glad to know you had a positive experience, Bree. It was my pleasure to assist you. If there's anything else you need or if you have further questions, please feel free to reach out.
Easy to communicate with Worked hard to get me the best available options.
Reply from Joyner Brown
December 1st, 2025 04:44 PM
We appreciate your feedback, Matthew. We're glad to hear that communication was smooth and that Josh worked diligently to find the best options for you. If you have any other questions or need future assistance with your mortgage needs, please...
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Josh and his team were helpful throughout the whole proces and made me feel taken care of.
Reply from Josh Foster
December 1st, 2025 02:56 PM
It's encouraging to know that you felt supported throughout the process, Mason. Making sure you feel taken care of is a top priority for me. Should you have any more questions or need further assistance, please don't hesitate to reach out.
I had a great experience with GMFS, they truly went above and beyond for me and I couldn't have asked for a better company.
Reply from Joyner Brown
November 24th, 2025 02:21 PM
We're grateful for your kind words, Marilyn. It's amazing to know that your experience with GMFS went above and beyond your expectations. If there's anything more we can assist you with in the future, please do not hesitate to reach out.
Josh is amazing! He was helpful throughout the entire process! He's a great resource and an even better person. Would highly recommend him to anyone looking to purchase a home.
Reply from Joyner Brown
November 18th, 2025 02:41 PM
We're pleased to hear about your positive experience with Josh, Gaven. It's important to us that our clients feel supported throughout their journey, and we're glad Josh could be a valuable resource for you. Thank you for recommending him to...
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Josh Foster is a very hard-working individual who is attentive and exceptionally knowledgeable within the Mortgage/Lending Business. He excels at achieving his customers needs and expectations. I feel as though he is honest and was always readily...
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Reply from Joyner Brown
November 12th, 2025 02:37 PM
We really appreciate your thoughtful comments, Dawn. Josh's dedication and expertise in the mortgage field are truly valued, and it's clear they had a positive impact on your experience. Your satisfaction and recommending him mean a lot to...
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About
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS, Josh is known for transparent communication, strong relationships, and a hands-on approach. His background in construction helps him connect builders and borrowers for a smooth process. An active HBA member and founding executive of More Than Fore, he values community, family, and giving back. Originally from Mississippi and now on the northshore, Josh enjoys fishing, volleyball, and anything pirate-themed. He credits his wife Erica, his three children, and lasting relationships for his success.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Specialities
100% Financing Loans
2/1 Buydown Mortgage
Adjustable Rate Mortgage
ARM Loans
Bank Statement Program - 1099
Buydown Mortgages
Cash-Out Refinance
Conventional Loan
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Education
- Moss Point Mississippi High SchoolHigh School DiplomaAug 1993 -May 1996

- Louisiana State UniversityBanking, Corporate, Finance, and Securities LawGraduate DegreeMay 2007 -May 2010

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Positions
- More than Fore - Founding MemberJan 1st, 2019 - Current
Memberships
- home builders association - HBA
- Habitat for humanity
- More than fore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 618981
Awards
Mortgage Man
Achievements
- Ironman
Hobbies
- fishing
- golf
- volleyball
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Disclaimer
Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 119 Terra Bella Blvd. Covington, LA 70433. NMLS #881184. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.