Josh Foster at GMFS Mortgage Covington - NMLS...
Senior Loan Officer
Moss Point Mississippi High School
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS,... Show More
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Business Hours
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8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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closed
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Reviews from Web
Great experience . Did what ever it took to make sure the customer was satisfied
Reply from Joyner Brown
November 12th, 2025 03:05 PM
Thank you for sharing your experience, Anthony. We're pleased to hear everything was handled to your satisfaction. At GMFS Mortgage, our priority is ensuring each of our customers feels valued and supported throughout the process. Should you...
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All of the people who worked with us on our construction loan and mortgage loan were excellent. All were very knowledgeable, answered all of our questions in a very timely manner and stayed in touch with us throughout.
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Reply from Josh Foster at GMFS Mortgage Coving...
October 9th, 2025 03:54 PM
I'm grateful for your positive feedback, Della. It's important to me that everyone working with us feels supported and well-informed throughout the process. If you have any further questions or need assistance down the road, please don't hesitate...
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Josh was very responsive and even called us on a holiday to walk us through starting the process
Reply from Josh Foster
October 8th, 2025 01:28 PM
It's wonderful to hear that my efforts to be responsive were appreciated, Amy. I believe in being available for my clients whenever they need support, even during holidays. If you have any more questions or need additional assistance as you...
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Josh is a great lender and awesome to work with!!
Reply from Josh Foster
September 26th, 2025 01:58 PM
I'm pleased to hear you had a positive experience, Stephanie. Working with clients like you makes my job rewarding. If you need any help or have further questions in the future, I'm always here to assist.
First time buying a house not only was Josh super helpful to work with , but took the time to explain the process for me and make sure I was comfortable and understood everything.
Reply from Josh Foster
September 24th, 2025 10:46 PM
It's wonderful to know that I could assist you through your first home-buying experience, Zachary. Making sure my clients are comfortable and informed is always a priority. If you have any more questions or need further assistance, feel free...
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Josh did an excellent job navigating this entire process! Josh and Kelsey were responsive, and worked closely with me to ensure all requirements were met to put us in our dream house. I highly recommend Josh and his team to anyone looking to...
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Reply from Josh Foster at GMFS Mortgage Coving...
September 16th, 2025 02:28 PM
It's great to hear that you felt well-supported throughout the process, Ryan. Navigating through the requirements and achieving your goal of getting into your dream home is what I aim for with every client. I'm grateful for your recommendation...
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Josh is very personable and worked very well with my first time homebuyer. He explained everything thoroughly and made them feel very comfortable Throughout the process.
Reply from Josh Foster at GMFS Mortgage Coving...
September 16th, 2025 02:27 PM
I'm pleased to hear that the experience was comfortable and informative for your first-time homebuyer, Michelle. Being personable and ensuring clear communication are key parts of what I aim to bring to each transaction. If there's anything...
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Because of Josh and Scott, and all of their hard work, I was able to afford and get into my home. I am beyond grateful for everything they have done to help me. I will highly recommend both of these amazing men for getting a new home!! Thank...
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Reply from Josh Foster at GMFS Mortgage Coving...
September 12th, 2025 02:31 PM
Your feedback means a lot to me, David. I'm truly glad that Scott and I could assist you in getting into your home. It's rewarding to hear that our efforts made such an impact on your experience. I'm here if you ever have more questions or...
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Absolutely smooth transaction. not a single hiccup to worry about.
Reply from Josh Foster
September 12th, 2025 02:31 PM
Thank you for sharing your feedback, Richard. I'm pleased to know that everything went smoothly without any issues. It's important to me that the process is as seamless as possible for my clients. Should you need any more assistance, I'm here...
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Overall Josh did a wonderful job. Was very helpful throughout the whole process
Reply from Josh Foster at GMFS Mortgage Coving...
September 1st, 2025 07:49 PM
Thank you for your kind words, TC. I’m really pleased to know that you found my assistance helpful throughout the process. Supporting you at every stage is important to me, and I’m glad it contributed to a positive experience. If you ever have...
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About
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS, Josh is known for transparent communication, strong relationships, and a hands-on approach. His background in construction helps him connect builders and borrowers for a smooth process. An active HBA member and founding executive of More Than Fore, he values community, family, and giving back. Originally from Mississippi and now on the northshore, Josh enjoys fishing, volleyball, and anything pirate-themed. He credits his wife Erica, his three children, and lasting relationships for his success.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Specialities
100% Financing Loans
2/1 Buydown Mortgage
Adjustable Rate Mortgage
ARM Loans
Bank Statement Program - 1099
Buydown Mortgages
Cash-Out Refinance
Conventional Loan
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Education
- Moss Point Mississippi High SchoolHigh School DiplomaAug 1993 -May 1996
- Louisiana State UniversityBanking, Corporate, Finance, and Securities LawGraduate DegreeMay 2007 -May 2010
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Positions
- More than Fore - Founding MemberJan 1st, 2019 - Current
Memberships
- home builders association - HBA
- Habitat for humanity
- More than fore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 618981
Awards
Mortgage Man
Achievements
- Ironman
Hobbies
- fishing
- golf
- volleyball
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Disclaimer
Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 119 Terra Bella Blvd. Covington, LA 70433. NMLS #881184. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.