

Josh Foster at GMFS Mortgage Covington - NMLS...
Senior Loan Officer


Moss Point Mississippi High School
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS,... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
Too many last minute document requests that could have been handled earlier in the process.
Reply from Joyner Brown
November 9th, 2026 03:33 PM
We appreciate your feedback, Jay, and we're sorry to hear about the last-minute document requests. We understand how important a smooth process is and will review this to improve in the future. Please feel free to reach out if you'd like to...
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Always answers questions no matter when I ask!
Reply from Joyner Brown
October 27th, 2026 04:51 PM
We're happy to hear that Josh Foster was able to address your questions promptly, Tammy. At GMFS Mortgage, providing reliable support is important to us, and it's great to know Josh met your expectations.
Josh helped me understand the process of buying a house. He worked very hard to get me what I wanted.
Reply from Joyner Brown
October 19th, 2026 07:24 PM
We're glad to hear that Josh Foster was able to help you understand the home buying process, Samuel. At GMFS Mortgage, we strive to work hard to meet our clients' needs and it's wonderful to know Josh achieved this for you.
Easy process and very commutative/proactive.
Reply from Joyner Brown
October 5th, 2026 02:06 PM
We're glad to hear that the process was easy and that Josh Foster's communication was proactive, Nicholas. At GMFS Mortgage, we strive to make your experience as seamless as possible.
Josh was super helpful and went above and beyond helping us!
Reply from Joyner Brown
September 29th, 2026 04:40 PM
We're grateful for your positive feedback, Grant. It's wonderful to hear that Josh was so helpful and went above and beyond in assisting you. At GMFS Mortgage, our team is committed to providing strong service, and we're pleased that Josh delivered...
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Josh went over and above to get us the right loan and close
Reply from Joyner Brown
September 28th, 2026 02:28 PM
We're glad to hear that Josh Foster exceeded your expectations in securing the right loan and closing the deal, Gabrielle. At GMFS Mortgage, we strive to provide excellent service and are pleased that Josh could assist you effectively. If you...
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Josh went beyond helping with a mortgage, he was supportive and helpful in the while home buying experience.
Reply from Joyner Brown
September 23rd, 2026 01:24 PM
We're glad to hear that Josh was supportive and helpful throughout your home buying experience, William. At GMFS Mortgage, we strive to provide comprehensive support, and it's great to know Josh delivered that for you.
Josh was so helpful and made our loan process very clear and simple!!
Reply from Joyner Brown
September 23rd, 2026 01:34 PM
We’re glad to hear that Josh made your loan process clear and simple, Amanda. At GMFS Mortgage, we strive to ensure our clients have a positive experience, and it's wonderful to know Josh was helpful in achieving that.
Josh walked us through the whole process. he educated us and was patient when he needed extra explanations.
Reply from Joyner Brown
September 16th, 2026 02:22 PM
We're pleased to hear that Josh was able to guide you through the entire process, Mackenzie. At GMFS Mortgage, we value the importance of education and patience in helping our clients.
Grear service from Josh as usual!
Reply from Joyner Brown
September 10th, 2026 02:36 PM
Thank you, Herbert! We appreciate your feedback and are glad to hear that Josh consistently provides great service.
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About
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS, Josh is known for transparent communication, strong relationships, and a hands-on approach. His background in construction helps him connect builders and borrowers for a smooth process. An active HBA member and founding executive of More Than Fore, he values community, family, and giving back. Originally from Mississippi and now on the northshore, Josh enjoys fishing, volleyball, and anything pirate-themed. He credits his wife Erica, his three children, and lasting relationships for his success.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Specialities
100% Financing Loans
2/1 Buydown Mortgage
Adjustable Rate Mortgage
ARM Loans
Bank Statement Program - 1099
Buydown Mortgages
Cash-Out Refinance
Conventional Loan
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Education
- Moss Point Mississippi High SchoolHigh School DiplomaAug 1993 -May 1996

- Louisiana State UniversityBanking, Corporate, Finance, and Securities LawGraduate DegreeMay 2007 -May 2010

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Positions
- More than Fore - Founding MemberJan 1st, 2019 - Current
Memberships
- home builders association - HBA
- Habitat for humanity
- More than fore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 618981
Awards
Mortgage Man
Achievements
- Ironman
Hobbies
- fishing
- golf
- volleyball
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Disclaimer
Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 119 Terra Bella Blvd. Covington, LA 70433. NMLS #881184. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.