

Josh Foster at GMFS Mortgage Covington - NMLS...
Senior Loan Officer


Moss Point Mississippi High School
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS,... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
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Reviews from Web
Josh is the GOAT and it's not debatable
Reply from Josh Foster
September 1st, 2025 07:50 PM
Man! Appreciate this!!
My job is easy when you got a couple like yall buying a home !!!
Really appreciate this !
Once again, GMFS has been amazing for us. I can't say enough great things about all the wonderful people who helped us.
Reply from Josh Foster at GMFS Mortgage Coving...
August 28th, 2025 04:30 PM
I'm thrilled to hear that you had such a positive experience with GMFS, Garland. It's always my goal to ensure that you feel supported by everyone involved. Your kind words about the team are truly appreciated. If there's anything more I can...
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Thank you Josh for everything! We truly mean that! You went above and beyond and we couldn't ask for anybody else to be with us along the way!
Reply from Josh Foster at GMFS Mortgage Coving...
August 12th, 2025 04:07 PM
I'm truly touched by your kind words, Mitzi. It means a lot to know that you felt supported every step of the way. Going above and beyond for my clients is always my goal, and I'm glad I could provide that for you. If you ever need anything...
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Josh is the man! Goes above and beyon!
Reply from Josh Foster at GMFS Mortgage Coving...
August 12th, 2025 04:08 PM
Thank you, Michael. I'm thrilled to hear you feel that way. I always strive to go above and beyond for my clients, so your words mean a lot to me. If there's anything else I can assist you with or if you have more questions, please feel free...
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Very efficient, professional and pleasant .
Reply from Josh Foster at GMFS Mortgage Coving...
August 5th, 2025 09:41 PM
I appreciate your feedback, Sandra. It’s great to know you found the process efficient and professional. Ensuring a pleasant experience for my clients is always a priority. If there's anything more I can assist you with, please don't hesitate...
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Super fast closing and Josh and his team were great to deal with!
Reply from Josh Foster at GMFS Mortgage Coving...
August 5th, 2025 08:05 PM
I'm glad to hear that you had a positive experience with the fast closing, John. Working efficiently with my team to ensure everything goes smoothly is always a top priority. If you have any questions or need further assistance, feel free to...
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Josh was great and very helpful. He always took the time to answer my questions and explained everything to me in a way I could understand.
Reply from Josh Foster
August 5th, 2025 01:34 AM
I'm happy to hear that I could help make things clearer for you, Nicole. Taking the time to answer questions thoroughly is important to me, so I’m glad it made a difference in your experience. If there's anything else you'd like to discuss...
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Thank you, Josh and Christy, for being so efficient and on top of things!! Y'all make the process so smooth and effortless.
Reply from Josh Foster
August 4th, 2025 01:10 PM
I'm grateful for your kind words, Lily. It's fantastic to hear that you felt the process was smooth and effortless. Working with Christy to keep everything efficient is something I take pride in. If you ever have more questions or need assistance,...
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Josh was very personal and tghe whole process was super smooth!
Reply from Josh Foster
July 31st, 2025 01:59 PM
I'm really pleased to hear that you found the process smooth and personal, Pavica. Building a personal connection while keeping things straightforward is something I aim for with every client. If there's anything more you'd like to discuss...
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Easy and effective communication
Reply from Josh Foster
July 31st, 2025 01:38 PM
I'm glad you found communication to be easy and effective, Ashley. Making sure everything is clear and straightforward is a priority for me. If there's anything more I can assist you with, please don't hesitate to reach out.
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About
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS, Josh is known for transparent communication, strong relationships, and a hands-on approach. His background in construction helps him connect builders and borrowers for a smooth process. An active HBA member and founding executive of More Than Fore, he values community, family, and giving back. Originally from Mississippi and now on the northshore, Josh enjoys fishing, volleyball, and anything pirate-themed. He credits his wife Erica, his three children, and lasting relationships for his success.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Specialities
100% Financing Loans
2/1 Buydown Mortgage
Adjustable Rate Mortgage
ARM Loans
Bank Statement Program - 1099
Buydown Mortgages
Cash-Out Refinance
Conventional Loan
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Education
- Moss Point Mississippi High SchoolHigh School DiplomaAug 1993 -May 1996

- Louisiana State UniversityBanking, Corporate, Finance, and Securities LawGraduate DegreeMay 2007 -May 2010

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Positions
- More than Fore - Founding MemberJan 1st, 2019 - Current
Memberships
- home builders association - HBA
- Habitat for humanity
- More than fore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 618981
Awards
Mortgage Man
Achievements
- Ironman
Hobbies
- fishing
- golf
- volleyball
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Disclaimer
Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 119 Terra Bella Blvd. Covington, LA 70433. NMLS #881184. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.