

Josh Foster at GMFS Mortgage Covington - NMLS...
Senior Loan Officer


Moss Point Mississippi High School
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS,... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Josh is great!
Reply from Joyner Brown
September 2nd, 2026 03:19 PM
Thank you, Kimberly! We appreciate your kind words about Josh and are glad to hear you had a positive experience.
ANYONE needing a mortgage broker, Josh Foster is the man for you. He is so diligent and hardworking, you would think that he was working the mortgage for himself. He is extremely knowledgeable and professional and analyzes EVERY angle. He is...
read more
Josh Foster put in tremendous amounts of effort to help us in our home buying process, very helpful, informative, and hard working. 100% will be using him again.
Reply from Josh Foster
August 6th, 2026 01:40 PM
I appreciate your kind words, Logan. I'm pleased to know that my efforts were helpful and informative during your home buying process. I look forward to working with you again in the future.
Communication
Reply from Joyner Brown
July 29th, 2026 06:34 PM
We appreciate your feedback, Scott. Communication is key to a smooth process, and we're glad it met your expectations. If you have any more insights or need assistance, please feel welcome to reach out.
Josh and the team at GMFS were great to work with. We were on a tight timeline to close and they were able to remove the barriers to make it happen. They kept us updated throughout the process and were always available to answer our questions....
read more
Reply from Joyner Brown
July 29th, 2026 06:39 PM
We're pleased to hear that Josh and the team at GMFS were able to assist you effectively, Leigh. It's great that we could help overcome any barriers and keep you informed throughout the process. Thank you for your recommendation, and don't...
read more
My clients always tell me that Josh Foster is more than a lender...he's also their friend. Josh handles every transaction with professionalism and care for all parties concerned. Real Estate isn't always done between 9:00 - 5:00, Monday - Friday...Josh...
read more
Reply from Joyner Brown
July 13th, 2026 03:56 PM
Thank you for sharing such positive feedback, Drionne. We're pleased to know that Josh and our team are providing a level of service that feels both professional and personable. It's important to us that we remain responsive and accessible...
read more
It was a pleasure to do business with Josh Foster. Not only did I find him personable, but his level of experience and knowledge were excellent. Josh was quick to respond and there when needed. He worked very well with our realtor meeting our...
read more
Reply from Joyner Brown
July 7th, 2026 07:26 PM
Thank you for sharing your experience, Charles. We're pleased to hear that Josh's expertise and responsiveness made the process smooth for you. It's great to know he was able to work well with your realtor and keep you informed every step of...
read more
Josh was professional and knowledgeable in the mortgage lending field. He worked closely with me, my husband, and our real estate agent to make sure we had what we needed in order to close on our house in an expedient manner. We were pleased...
read more
Reply from Joyner Brown
July 7th, 2026 07:43 PM
Thank you for sharing your positive experience, Linda. We are pleased to hear that Josh's professionalism and expertise were instrumental in helping you close on your house efficiently. It's great to know that he could work closely with everyone...
read more
is my second time having to work with this company and it's the best company. Highly recommend their staff. Member are great also.
Reply from Joyner Brown
June 22nd, 2026 04:04 PM
Thank you for your kind words, Jorge. We're pleased to hear that you had a positive experience with us again. Your recommendation means a lot, and we're grateful to have had the opportunity to assist you.
Great experience with all the staff members GMFS. They take their time on helping out the customer.
Reply from Joyner Brown
June 15th, 2026 02:46 PM
We're pleased to hear you had a great experience with our team, Rosalba. Our staff is committed to taking the time to provide helpful support to our customers. Thank you for your kind feedback!
11–20 of 78
About
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS, Josh is known for transparent communication, strong relationships, and a hands-on approach. His background in construction helps him connect builders and borrowers for a smooth process. An active HBA member and founding executive of More Than Fore, he values community, family, and giving back. Originally from Mississippi and now on the northshore, Josh enjoys fishing, volleyball, and anything pirate-themed. He credits his wife Erica, his three children, and lasting relationships for his success.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Specialities
100% Financing Loans
2/1 Buydown Mortgage
Adjustable Rate Mortgage
ARM Loans
Bank Statement Program - 1099
Buydown Mortgages
Cash-Out Refinance
Conventional Loan
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Moss Point Mississippi High SchoolHigh School DiplomaAug 1993 -May 1996

- Louisiana State UniversityBanking, Corporate, Finance, and Securities LawGraduate DegreeMay 2007 -May 2010

View All
Positions
- More than Fore - Founding MemberJan 1st, 2019 - Current
Memberships
- home builders association - HBA
- Habitat for humanity
- More than fore
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 618981
Awards
Mortgage Man
Achievements
- Ironman
Hobbies
- fishing
- golf
- volleyball
View All
Disclaimer
Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 119 Terra Bella Blvd. Covington, LA 70433. NMLS #881184. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.