

Josh Foster at GMFS Mortgage Covington - NMLS...
Senior Loan Officer


Moss Point Mississippi High School
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS,... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Josh was spot on. He walked me thru the lenghthy process of homebuying and made things very simple and easy for me. Shopped savings for me at every turn and got my payments to where i felt comfortable. I will be reaching out again for all my...
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Reply from Joyner Brown
June 15th, 2026 02:54 PM
Thank you, Freddie, for sharing your positive experience with Josh. We're pleased to know he was able to make the homebuying process simple and comfortable for you. We look forward to assisting you with any of your future financial needs.
Josh is a great communicator and worked very hard to get the deal done. He's knowledgeable about the process and willing to help every step of the way.
Reply from Joyner Brown
June 15th, 2026 03:09 PM
Thank you for sharing your experience, Lauren. We're pleased to hear that Josh's communication and dedication made a positive impact on your journey with us. If you need any further assistance, please feel free to reach out.
Josh Foster is super efficient, extremely
knowledgeable and always puts the client first! 5 STARS! ⭐️⭐️⭐️⭐️⭐️ - Michelle Majoria
Reply from Joyner Brown
June 15th, 2026 03:10 PM
Thank you for sharing your experience, Michelle. We appreciate your kind words about Josh's efficiency and dedication to putting clients first. If you need any assistance in the future, we're here to help.
Every step of the way, Josh was there to help us navigate thr process. Highly recommend Josh and GMFS!
Reply from Joyner Brown
June 9th, 2026 03:39 PM
Thank you, Jessica, for your kind recommendation. We're glad to hear that Josh was able to support you throughout the process. If you ever need further assistance, we're here to help!
During my initial meeting with Josh, he laid out a plan and throughout the process we never frayed and like Hannibal from the A-Team I love it when a plan comes together. Loan process was seamless!
Reply from Joyner Brown
June 2nd, 2026 08:26 PM
We're pleased to hear that the loan process went seamlessly for you, Brian. It's great to know that Josh's plan helped keep everything on track. Thank you for sharing your experience with us!
Couldn't asked for a better loan officer.
Reply from Joyner Brown
June 1st, 2026 01:46 PM
Wesley, we appreciate your kind words about Josh. We're pleased to know you had a positive experience with him as your loan officer. If there's anything else we can do for you, don't hesitate to reach out.
Josh addressed all my concerns and answered all my questions in a timely manner.
Reply from Joyner Brown
May 26th, 2026 01:39 PM
We're pleased to hear that Josh was able to address all your concerns and answer your questions promptly, Fred. Thank you for sharing your positive experience with us.
Thanks for your help and last minute adjustments. The stress factor was greatly reduced by your cooperation.
Dennis
Reply from Joyner Brown
May 26th, 2026 02:25 PM
Dennis, we appreciate your kind words and are glad to hear that our cooperation helped reduce stress during the process. If there's anything more we can do for you, please don't hesitate to reach out.
Very great to work with and understanding. Also great people who can make it simple and easy !
Reply from Joyner Brown
May 18th, 2026 02:11 PM
Thank you, Dalton, for your kind words. We're pleased to know that you found the process simple and easy while working with Josh and our team. If there's anything else we can assist you with, please feel free to reach out.
Josh and eveyone who worked with us did a fantastic job making aure that we had everything that we need to make this process run smoothly and quickly. He was very responsive to all messages that we sent to him and quick to address any concerns....
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Reply from Joyner Brown
May 5th, 2026 02:08 PM
We're pleased to hear that Josh and the team ensured a smooth and quick process for you, Devin. We appreciate your recognition of Josh's responsiveness and his efforts in addressing any concerns. If you have further questions or need assistance,...
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About
Josh Foster has been helping families achieve homeownership since 2001. As a Loan Officer at GMFS Mortgage, he specializes in construction loans and guides clients from the blueprint stage to move-in day. With more than seven years at GMFS, Josh is known for transparent communication, strong relationships, and a hands-on approach. His background in construction helps him connect builders and borrowers for a smooth process. An active HBA member and founding executive of More Than Fore, he values community, family, and giving back. Originally from Mississippi and now on the northshore, Josh enjoys fishing, volleyball, and anything pirate-themed. He credits his wife Erica, his three children, and lasting relationships for his success.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Specialities
100% Financing Loans
2/1 Buydown Mortgage
Adjustable Rate Mortgage
ARM Loans
Bank Statement Program - 1099
Buydown Mortgages
Cash-Out Refinance
Conventional Loan
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Education
- Moss Point Mississippi High SchoolHigh School DiplomaAug 1993 -May 1996

- Louisiana State UniversityBanking, Corporate, Finance, and Securities LawGraduate DegreeMay 2007 -May 2010

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Positions
- More than Fore - Founding MemberJan 1st, 2019 - Current
Memberships
- home builders association - HBA
- Habitat for humanity
- More than fore
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 618981
Awards
Mortgage Man
Achievements
- Ironman
Hobbies
- fishing
- golf
- volleyball
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Disclaimer
Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 119 Terra Bella Blvd. Covington, LA 70433. NMLS #881184. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.