Josh Colvin
Sr. Loan Officer | NMLS# 1770163
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Professional and very helpful
Josh was always in communication with us, made this journey very pleasant for my husband and I. We enjoyed working with Josh, and I will recommend him to our family and friends. Thank you Josh!
Communication, willingness to help and answer questions
Joshua was very good at communicating. He cared about us and trying to help us get the best deal. He was always responsive and was always open to my questions. He explained things well. He did not rush us. We were very impressed by him and...
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Better communication. I had to ask about appraisal results and the page showing the result.
Thank you for closing on time. I appreciate you. I would suggest more communication thru the process.
Josh was beyond amazing helping me get into my home after retiring from the military and I could not have asked for a better home buying experience
The knowledge, patience and friendliness that you and whole staff provided. You all were great 😊 Please continue with your awesome work. Thank you.
The BEST in the BIZ
Josh went above and beyond trying to manage this job. He did exceptionally well in all aspects of the deal
Josh stayed in constant communication with us and was very expeditious in his work. He was the most consistent party involved in our home buying process.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1770163
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.