Josh Colvin
Sr. Loan Officer | NMLS# 1770163
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Great experience will recommend every time!
Josh was really great to work with. He was always there to answer any questions I had. He made my first time home buying experience super easy. Thank you so much Josh!
Communication every step of the way.
He did a great job from start to finish
Joshua is very knowledgeable and was able to help us navigate the mortgage process. His communication was excellent and we always felt up to date with all of the details. He helped us make sure we had all needed information ahead of time so...
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Josh Colvin did.
Joshua was very clear with expectations and timelines. He communicated the entire time and kept all sides on the same page. I would absolutely work with Joshua again.
Communication
Great job!
Josh is kind, thoughtful, highly competent, and diligent. He is a person of high integrity. He is personable and compassionate. He took care of business, with all of its curveballs and craziness. This journey was wild, but he remained patient....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1770163
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.