Josh Colvin
Sr. Loan Officer | NMLS# 1770163
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Josh was always able to communicate and went above and beyond to make sure we did and had everything we needed. He was awesome at explaining and made it so much simpler!
We are first time home buyers that had lots of questions. Josh and his team were there to help us every step of the way to and to ensure we got the best deal. I highly recommend them!
Josh is taking me through the home buying process. The last lender sent me a denial letter and did not even attempt to tell me what I can do to improve my chances at purchasing a home. Josh is now holding my hand, explaining how the process...
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Josh is very attentive to the details and communicates very well. Good rates and great service.
Communication was excellent and Joshua Colvin did very well with explaining the whole process, expecially to us seeing we are first time home buyers!
Josh went above and beyond to help and was available any time I needed. A+ service that you're not likely to get anywhere else, of that I'm sure.
Josh always communicated with us every step of the way and was always very helpful. We had an issue at closing and Josh went out if his way to help resolve it. We would highly recommend Josh.
Josh kept us updated every step of the way and was very helpful with any questions we had.
Joshua communicated very well and made the progress go very smoothly.
Joshua is very knowledge and straightforward. He assists and explains every step of the way. It was a pleasure to have Joshua and his team help me along this journey of acquiring my new home. I will certainly be back if I refinance it purchase...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1770163
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.