Josh Colvin
Sr. Loan Officer | NMLS# 1770163
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Josh answered all my questions as well as the clients. He always answered very quickly. He stayed in communication . I would recommend him and hope to get to work with Josh soon !!!
Reply from Josh Colvin
October 1st, 2025 06:58 PM
I'm delighted to hear that I was able to address your and your clients' questions promptly and effectively. It was a pleasure working with you, and I look forward to the opportunity to assist you again in the future. Thank you for your recommendation!...
read more
Josh was always available and helped me through any issue I had. His guidance was pivotal in making my homebuying process smooth and efficient. Thank you Josh!
Reply from Josh Colvin
October 1st, 2025 06:58 PM
I'm thrilled to hear that I could assist you effectively, Joel. It was a pleasure helping you through the homebuying process and ensuring it was smooth and efficient. Thank you for your kind words and trust in my services.
Josh Colvin did an amazing job in helping us navigate through receiving our mortgage loan. He is very knowledgeable with the home buying process, and was able to answer all of our questions and help ease our concerns that we had as 1st time...
read more
Reply from Josh Colvin
October 1st, 2025 06:58 PM
I'm thrilled to hear that you had a positive experience with your mortgage process. It was a pleasure assisting you, and I'm glad I could help ease your concerns as first-time homeowners. Enjoy your beautiful new home, and thank you for your...
read more
Great communication from the beginning, Josh was knowledgeabl, timely and worked the loan processing side smoothly. We didn't skip a beat on meeting deadlines and closed within 14 business days. Top not service and looking forward to working...
read more
Overall a great experience working with Joshua his knowledge, patience, and always willing to answer questions made the process much easier.
Reply from Josh Colvin
October 1st, 2025 06:58 PM
David, I really appreciate you taking the time to share your experience. It was a pleasure working with you, and making the process as smooth as possible is always my goal. I'm glad my knowledge and patience were helpful, and I'm always happy...
read more
Joshua made this process as smooth as possible! we are very grateful for everything that he did. When we started the process, there was a couple of things we needed to do to get us to where we wanted to be credit score wise and he provided...
read more
Reply from Josh Colvin
October 1st, 2025 06:58 PM
Hello Ariana,Thank you so much for the glowing review and the 5-star rating. I'm thrilled to hear that you had a smooth experience with me at Highlands Residential Mortgage and that I was able to assist in improving your credit score and getting...
read more
Mostly just the response time to any questions we had and the willingness togo into detail with any answers on questions we had. Above and beyond service.
Reply from Josh Colvin
October 1st, 2025 06:58 PM
I'm truly pleased to hear that you were satisfied with the service provided, Steven. The team and I at Highlands Residential Mortgage, Ltd. always strive to quickly answer any questions and provide detailed information. Your feedback is greatly...
read more
Always a smooth experience when we use Josh for our home purchases !
Reply from Josh Colvin
October 1st, 2025 06:58 PM
Thanks for the stellar review, Christopher! I'm thrilled to know that you've had smooth experiences with your home purchases. It's always a pleasure assisting you and I look forward to helping you again in the future. Cheers, Joshua Colvin...
read more
Josh has been the best help and never left us in the dark about our loan. Hes done his very best to helps us get our loan and close on our house. He's kept in touch through every moment. I will from here on out recommend him to anyone needing...
read more
Reply from Josh Colvin
October 1st, 2025 06:58 PM
Thank you, Cesar, for the wonderful review and for giving me the full star rating! I'm delighted to hear how happy you are with my service. Communication is one of the cornerstones of my work, so I'm glad I was able to keep you informed every...
read more
he gave us the right directions to take and got the job done, he was swsome... thank you joshua from the bottom of my heart, you rock
Reply from Josh Colvin
October 1st, 2025 06:58 PM
Hi Bruce, reading your feedback absolutely made my day! I'm thrilled to hear that you felt guided and supported throughout the process. "Getting the job done" is always my goal and it's great to know we achieved that for you. Thanks for entrusting...
read more
21–30 of 179
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1770163
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.