Josh Colvin
Sr. Loan Officer | NMLS# 1770163
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everything was great and as stress free as possible. Josh is very helpful and I recommend everyone who needs to get a loan to work with him!
Quick process, great communication.
Joshua went the extra mile to answer any questions and address any concerns at all points in the process, I would recommend him to any and everybody!
Handled the whole process in a timely manner! Very helpful!
Josh went above and beyond to answer my questions, no matter how small. He's always just a phone call or text away! He helped make the entire home buying process so easy. Highly recommend!
Through every obstacle we faced on our end, Josh was continuously able to help us overcome...
Josh was very responsive to any and all questions that we had, and was paramount in making the entire mortgage process run seamlessly.
Josh was amazing to work with!
Thanks again Josh for helping us throughout the whole process of buying our first home!
Josh was excellent at communicating where we were in the process and any items needed. He was very knowledgeable about mortgages and we felt very comfortable with our loan in his hands. We closed on our dream home on time without any issues....
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Josh really helped me out with all my questions even questions on the realtor side. Thank you.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1770163
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.