Josh Colvin
Sr. Loan Officer | NMLS# 1770163
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
He always kept me up to date on process. I will definitely use him again.
Josh was very prompt in answering questions and getting back with me if unavailable when initially contacted.
Very fast and friendly
Joshua went above and beyond! He kept me I formed on a timely manner.
Overall experience and help was great
Josh answered all my questions and explained answers in ways I could understand. His update emails kept me informed about where I was in the mortgage process. Our closing did not experience any delays.
Joshua kept us up to date along every step of the process. He is very thorough and made sure that we had everything we needed. He also was very consistent and polite when he needed to remind us of a new task or one that we missed. We did not...
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Josh was good about staying in touch and telling me where we stood on getting things done.
No stress/hassle the whole process! Just had to follow his lead and he lead me straight into when I had to close on the house. It all just happened so fast. Thankyou Josh!
Joshua was such a great help throughout this whole process. He was very professional and also treated me like we were good friends. He answered all my questions, and there were many, and was very prompt with each response. I would recommend...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1770163
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.