Josh Colvin
Sr. Loan Officer | NMLS# 1770163
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
With my schedule it was extremely difficult to meet or do things during regular work hours. He worked with me and met at times that would normally take him from his family, and it shows a great level of dedication.
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Josh was very good at staying in touch to keep me updated on the status of my loan throughout the process. I could tell that his clients are a top priority to him.
Josh was easy to contact and very helpful throughout the entire process.
As a realtor I absolutely recommend Joshua Colvin 100%. He's phenomenal at his job and goes above and beyond for his clients. His passion and care for people and helping them with their goals of owning a home is what makes working with Josh...
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As first time home buyers my husband and I were nervous. I had lots of financial questions and Josh answered every single one. He was on top of everything and talked us through each step of the process and what all the numbers meant. I would...
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Joshua was very knowledgeable to every question I asked. Most of all, he there throughout the whole process
Went thru this process for 6 months and Josh and my agent helped me get it all resolved.
I have purchased several homes over the years and through all these experiences I have not worked with a more professional, caring, knowledgeable, or caring professional than Joshua Colvin. He is a credit to himself, the industry, and his company....
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Josh took care of ALL of my concerns and questions right from the start. I had a fairly tricky refi and he walked me through every step. He had great communication skills and made sure I understood every step before moving on to the next. I...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1770163
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.