John Belli
Branch Manager, VP | NMLS# 254976
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
John got me the loan others said wasn't possible. While my credit rating is very good, I was told the a refinance of a manufactured home wasn't possible. John got it done, professionally, with no hassle and in good time. Thank you John!
I had contact with several mortgage reps before talking with John Belli.I would absolutely recommend John. Not only very knowledgeable and business-like manner but additionally just genuinely cared about the entire home buying process from...
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Knowing How BusyThe Market Is, He Made Us Feel Like We Were His Only Client When He Worked With Us Over The Phone And In person. He Took His Time To Explain EveVery Document And step. He Showed How In Tune He Was With The Business Especially...
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Very good at communicating. He knows his stuff. He kept in touch with me after my original home loan and when he saw a rate and program i qualified for and would save me money he gave me a call. Would highly recommend him.
John is a very down to earth soul who seems to want nothing but the best for his customers, and he works day in and day out to get it. He held to some very tight timelines for us and did a great job working through tough requirements and circumstances...
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John was extremely easy to work with on the refinance of my home. He went the extra mile driving to meet so I could sign documents at work, answering my phone calls and messages promptly, and following through with all the details to make the...
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Simply a great refinancing experience! The best refi rate and the lowest closing costs around. John belli was my contact, and was available at all times; and was very very responsive. Highly recommend refinancing here.
My experience with john was awesome. I had started with another company and after the lies as well as the delays I almost lost the house and my earnest money. My realtor suggested Jhon I called him told him my situation. He told me the challenges...
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We went thru a difficult home buying experience and John went above and beyond what was necessary. I have recommended John to several people and all had excellent things to say about their experiences. John was very professional and got everything...
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Purchasing a home is very stressful- especially if you are first time buyer. John- made my first time home buying experience a pleasant one. He held my hand through the entire process. If I emailed him with a question at 10 pm- I got a response...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.