John Belli
Branch Manager, VP | NMLS# 254976
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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John was a true professional and was very helpful from beginning to close. He was prompt with any questions I had and made everything less stressful throughout the whole process.Thank you John.
John was very helpful in all stages of our refinance. We highly recommend him. Great experience. Everytime we called and had any questions he was very prompt on answering anything we had to ask. We felt like we were in good hands the whole...
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It was a pleasure work with John first of all, he truly listened to what I wanted & needed. During the process, he was always quick to answer questions, and provide education to a 1st time home buyer like myself. When I finally had an accepted...
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John walked me thru the process as a first time home buyer in detail. He was very prompt in returning my calls and e-mails, even at times on the weekend. He was very knowledgeable in all phases of the process. He even worked with me to get...
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My wife & I were referred to John while comparing refinancing options with a couple other companies. He offered to run quotes on the type of situation we were working with & suggested a different route to reduce the cost significantly, all...
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Where to start? John was AMAZING throughout the entire process of our home purchase. Not only did he respond to phone calls and emails extremely quickly, he never made either of us feel like we were bothering him with our millions of questions!...
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I had a hard time getting a hold of him through the assistant, but I could always call his cell phone and he either picked up right away or called back within the hour. Very responsive and knows his stuff. Also he is very kind and professional....
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John was great to work with on financing my house in Salem, OR. He is a great communicator and keept me up to date on every step in the process. I have purchased houses before and have never had such great service as John has provided. He made...
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John helped my through the mortgage loan process. He answered my questions in a quick and timely manner. Would recommend him and capital hill mortgage to anyone looking for a mortgage.
My wife and I went through the process of buying a home for the first time and we were overwhelmed by the challenge of obtaining a mortgage and the process associated with it. However, John helped us through each step of the way. He gave us...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.