John Belli
Branch Manager, VP | NMLS# 254976
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
John was amazing to work with. He gave us detailed answers to all of our questions. He was quick to respond to texts, emails, and phone calls (even over the weekend). His attention to every detail helped us prepare for closing. It was a pleasure...
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John handled our refinance several years ago and he did such a good job we knew he was our only choice when we decided to do a Reverse Mortgage. He handled the whole transaction in prompt manner and was also there to answer our questions. We...
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I discovered John through a direct mail ad. His ratings were positive and he was local. His attitude was very positive and level headed. I felt confident in his abilities. I believe the longest wait time for an email reply was one hour, but...
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We got a letter in the mail about refinancing our FHA loan into a conventional loan. We called John and were VERY apprehensive. He did a great job patiently explaining how everything works and sending us any further information we would need...
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John made my refinance painless and effortless. He set the expectation early in the process so there we no hidden surprises. I was very happy for the service john provided and will be recommending him to my friends and colleagues. Thanks for...
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John was on top of every detail from start to finish. His advice and guidance was spot on. Our transaction was complicated and he had every angle covered. He listen to our needs and concerns and made sure we got exactly what we needed. I will...
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I responded to a flyer I received in the mail and got John. I had to go through the dreaded refinance process to get rid of mortgage insurance. I am not the easiest person to deal with and I always have a ton of questions. John answered them...
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John moved me through the extensive application process extremely smoothly. He helped expedite my loan and communicated with the many other parties involved to help the process go smoothly. In this fast-paced day and age, he was able to utilize...
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John was great he got us prequalified and helped us through the proses and explained thing to us thoroughly. He was kind and patient. he was on top of everything. thanks John.
If you want to refinance or get a mortgage loan with someone that will answer EVERY question no matter how basic it is, work with you to get your papers to the underwriter in a timely manner and be with you in every step of the way, stop looking...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.