John Belli
Branch Manager, VP | NMLS# 254976
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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I can not say enough good things about my experience working with John. Thank you so very much John without you guiding me every step of the way I would have been lost. Buying a home is so complicated and your professionalism and knowledge...
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John was helpful from the first day. If you are purchasing a new house, this is who you should work with. I thought that the process would be drawn out, but John moved it along very smoothly. Each time I had a question or concern, John answered...
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I would recommend John to all friends and family. He made a difficult process seem simple. He was very good about always returning my calls the same day. I would definitely use his services again.
If I could give him 6 stars for 'Helpfulness' and 'Follow Through' I would! He was amazing, attentive, and tenacious. He wouldn't give up and he helped us achieve what we had been trying to do for over a year. He made it happen and I don't...
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I had just gone through a Divorce and wanted to buy a home, I started the process with John mid October, I closed yesterday!I was clueless about much of the process, John was incredibly patient and helpful, he followed through with everything...
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Fast and through, a pleasure to work with. Helpful with all questions asked and followed through on every detail.Had our loan closed very fast, even though it was a VA and they are the most difficult type of loan in my experience.
John is great at his job. What I love most is that he was available anytime I needed a question answered. This made my first time home buying experience as stress free as possible. :) He pushed hard to make sure I got what I wanted and would...
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I can not recommend John enough. I ran into several unexpected issues during my funding process. John systematically worked on removing these barriers and I ultimately got exactly the loan that I had wanted. When closing time came with all...
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John held our hand every step of the way during what was a very difficult short-sale transaction. His professionalism, follow-through, and communication were pivotal in relieving our stress. I cannot thank him and his team enough for allowing...
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In the last few days while waiting to close I felt the full range of emotions from hope to despair to anger to joy. The one thing that steadied my nerves was John's wise counsel and steady guidance through the closing process. Not only did...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.