Joel Kemp
Senior Mortgage Consultant | NMLS # 209083
Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do.
I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biki... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Reviews from Web
Amazing communication and got us closed just in time for our big move.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
I'm glad to hear that the communication met your expectations and that we were able to close on time for your move, Alyssa. If there's anything else I can assist with in the future, please feel free to reach out.
Joel was great!
Reply from Joel Kemp
September 17th, 2026 07:00 PM
I'm grateful for your kind words, Renee. It's rewarding to know you had a positive experience. If there's anything else I can assist you with, please feel free to reach out.
After my original Lender no longer worked there I was assigned someone else. The young lady never answered my calls or text . The communication was off and it seems like she didnt want to be bothered.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Candice, I'm sorry to hear about the difficulties you faced with communication after being reassigned to another lender. That's certainly not the experience I aim for at Synergy One Lending, Inc. If there's anything I can do to assist or address...
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Very professional, quick, and friendly.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Thanks for your review, Belinda. I'm pleased to hear that you found my approach professional and efficient. It's important to me that the process is both smooth and welcoming. If there's anything else you need, feel free to reach out.
Excellent follow up and communication skills in legal understanding and completion of documents.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Larry, your feedback is truly appreciated. I'm glad to hear that my follow-up and communication met your expectations, especially with the complexities involved in legal documentation. If you have any more questions or need assistance in the...
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Joel is a true professional and worked so hard to make our dreams come true. Joel is an excellent communicator and provided very informative insights. Joel was also very quick to reply, and we appreciated that. Not one negative moment throughout...
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Reply from Joel Kemp
September 17th, 2026 07:00 PM
I appreciate your positive feedback, Brandon. It's fulfilling to hear that my communication and efforts contributed positively to your experience. Making the loan process smooth and stress-free is always my goal. Should you have any more questions...
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Joel was very kind and efficient! He was very helpful and thorough when answering our questions. When buying a home, you can often times feel super overwhelmed by everything that needs to be done, but Joel was very good at reassuring us during...
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Reply from Joel Kemp
September 17th, 2026 07:00 PM
I'm grateful for your kind words, Jordyn. It's rewarding to know you felt supported and comfortable throughout the home buying process. I strive to provide clear, thorough information so you can make informed decisions with confidence. If you...
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Jay, Terra and Joel were amazing. I will definitely send referrals in the future
More communication between the lender and the Real Estate agent, as a Realtor, it is important that we are kept in the loop through the loan process
Smooth process and on time result
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About
Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do.
I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biking or spending time at the beach.
I’m currently licensed to do business in 42 states. I handle all type of financing from conforming and government, to non-prime and alternate document loans and even reverse mortgages. Please let me know how I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 209083