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Joel Kemp - Senior Mortgage Consultant | NMLS # 209083 in San Diego, CA

Joel Kemp

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Senior Mortgage Consultant | NMLS # 209083

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Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do. I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biki... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
86%
4 Star
8%
3 Star
2%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    S
    Silvia C R S
    Stockton, CA
    Posted on August 11th, 2026 03:06 PM
    Great communication
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    Silvia, I appreciate your kind words about the communication. Thank you for sharing your experience with me!
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    J
    Johnathan D W
    Ogallala, NE
    Posted on August 5th, 2026 03:37 PM
    Andy and Joel made buying my first home a great experience and super easy
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    Johnathan, I'm pleased to hear that Andy and I were able to make your first home-buying experience great and easy. Thank you for sharing your positive feedback!
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    Chad M
    Strongsville, OH
    Posted on July 21st, 2026 06:58 PM
    Ease of use with the App
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    I'm glad to hear that you found the app easy to use, Chad. Thank you for taking the time to share your feedback!
  • Encompass
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    Emily S
    Strongsville, OH
    Posted on July 21st, 2026 03:10 PM
    It was a very easy process!
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    Emily, I'm happy to hear that the process was easy for you! Thank you for sharing your experience with me.
  • Encompass
    K
    Kerri B
    Strongsville, OH
    Posted on July 21st, 2026 03:03 PM
    Joel did a wonderful job getting the transaction from start to finish. I appreciated his efforts and quickness to get the loan processed.
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    Kerri, I'm grateful for your kind words about my efforts and the speed of the loan process. It's nice to know that you had a positive experience with the transaction from start to finish.
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    M
    Michael J C
    Charleston, SC
    Posted on June 27th, 2026 11:19 PM
    Very professional, easy to get in contact and fast close
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    Michael, thank you for highlighting the professionalism and ease of communication. I'm pleased that we could achieve a fast close for you.
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    Margaret W
    BRADENTON, FL
    Posted on June 16th, 2026 09:02 PM
    Joel and his team were communicative and we closed on time given Joel and his team are in CA and the closing was in FL. The lender also paid many of the Buyers' fees.
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    Margaret, I'm glad to hear that the communication was effective and that we were able to close on time despite the distance. It's great to know that the lender could assist with many of the Buyers' fees. Thank you for sharing your experience!...
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  • Encompass
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    Anthony I
    Tampa, FL
    Posted on May 26th, 2026 06:21 PM
    customer service was top tier
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    Anthony, I appreciate your kind words about the customer service. I'm happy to know that you had a great experience with Synergy One Lending, Inc.
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    Gerald K
    Arvada, CO
    Posted on May 11th, 2026 03:21 PM
    On time, constantly in the loop
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    Gerald, I'm glad to know you felt well-informed and that everything was on time. Your feedback is valued, and I appreciate the opportunity to assist you.
  • Encompass
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    Suzanne L R
    MONTGOMERY, TX
    Posted on May 7th, 2026 03:40 PM
    Prompt, professional service was refreshing!
    Reply from Joel Kemp
    September 17th, 2026 07:00 PM
    Suzanne, I'm pleased to know that you found my service prompt and professional. I appreciate your feedback and am grateful for the opportunity to assist you!
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    About
    Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do. I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biking or spending time at the beach. I’m currently licensed to do business in 42 states. I handle all type of financing from conforming and government, to non-prime and alternate document loans and even reverse mortgages. Please let me know how I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 209083