Joel Kemp
Senior Mortgage Consultant | NMLS # 209083
Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do.
I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biki... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Easy to work with and knowledgeabl.
Daivd was excellent; he clearly explained the process and was very understanding.
Joel & Richard Graeff were a great team.
Great communication
Reply from Joel Kemp
August 19th, 2026 03:06 PM
Silvia, I appreciate your kind words about the communication. Thank you for sharing your experience with me!
Andy and Joel made buying my first home a great experience and super easy
Reply from Joel Kemp
August 13th, 2026 03:38 PM
Johnathan, I'm pleased to hear that Andy and I were able to make your first home-buying experience great and easy. Thank you for sharing your positive feedback!
Ease of use with the App
Reply from Joel Kemp
July 29th, 2026 06:59 PM
I'm glad to hear that you found the app easy to use, Chad. Thank you for taking the time to share your feedback!
It was a very easy process!
Reply from Joel Kemp
July 29th, 2026 03:11 PM
Emily, I'm happy to hear that the process was easy for you! Thank you for sharing your experience with me.
Joel did a wonderful job getting the transaction from start to finish. I appreciated his efforts and quickness to get the loan processed.
Reply from Joel Kemp
July 29th, 2026 03:03 PM
Kerri, I'm grateful for your kind words about my efforts and the speed of the loan process. It's nice to know that you had a positive experience with the transaction from start to finish.
Very professional, easy to get in contact and fast close
Reply from Joel Kemp
July 6th, 2026 07:00 PM
Michael, thank you for highlighting the professionalism and ease of communication. I'm pleased that we could achieve a fast close for you.
Joel and his team were communicative and we closed on time given Joel and his team are in CA and the closing was in FL. The lender also paid many of the Buyers' fees.
Reply from Joel Kemp
June 25th, 2026 08:34 PM
Margaret, I'm glad to hear that the communication was effective and that we were able to close on time despite the distance. It's great to know that the lender could assist with many of the Buyers' fees. Thank you for sharing your experience!...
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About
Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do.
I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biking or spending time at the beach.
I’m currently licensed to do business in 42 states. I handle all type of financing from conforming and government, to non-prime and alternate document loans and even reverse mortgages. Please let me know how I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 209083
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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