Joel Kemp
Senior Mortgage Consultant | NMLS # 209083
Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do.
I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biki...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
customer service was top tier
On time, constantly in the loop
Reply from Joel Kemp
May 19th, 2026 03:21 PM
Gerald, I'm glad to know you felt well-informed and that everything was on time. Your feedback is valued, and I appreciate the opportunity to assist you.
Prompt, professional service was refreshing!
Reply from Joel Kemp
May 15th, 2026 03:41 PM
Suzanne, I'm pleased to know that you found my service prompt and professional. I appreciate your feedback and am grateful for the opportunity to assist you!
Very responsive and professional.
Reply from Joel Kemp
May 15th, 2026 03:09 PM
Xavier, I'm glad to hear you found my service responsive and professional. Your feedback is truly appreciated, and I'm thankful for the opportunity to assist you.
Fast, convenient, and thorough. The team is great!
Reply from Joel Kemp
May 14th, 2026 03:05 PM
Andriano, I'm happy to hear that you found the process fast, convenient, and thorough. It's great to know the team made such a positive impact. Thank you for your kind words!
Any amount of proactive communication, not using calls with the customer to vent, being accessible to reach for questions, and being an expert in the field and knowing what the loan requirements are well ahead of the loan objection deadline....
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The whole team was very communicative and helped keep the process smooth and easy up until the end. During the process, everyone was easy to get a hold of and answered the questions in ways we would understand. The only thing that was frustrating,...
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Reply from Joel Kemp
April 27th, 2026 02:14 PM
Thank you for sharing your experience, Mikayla. I'm pleased to hear that the team helped make the process smooth and easy for you. I apologize for the frustration with the document signing delay. Please reach out to me directly if you have...
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Joel fixed what Vic Millington and his team royally screwed up, and S1L otherwise did not address. I had 2 separate contacts handling my case at S1L leave in the course of the week leading up to my closing, and no communication of these events...
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Reply from Joel Kemp
April 27th, 2026 08:55 PM
Joseph, I appreciate your kind words about my efforts during what sounds like a challenging experience. I'm sorry to hear about the difficulties you faced with the overall process at Synergy One Lending. Your feedback is important, and I will...
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Monica was on top of everything from start to finish. Monica was very good at her job AAA +++vary good persanality could not have asked for more Thank You Monica
Reply from Joel Kemp
April 22nd, 2026 03:10 PM
I'm grateful to hear about your positive experience with Monica, Joseph. It's great to know she provided excellent service from start to finish. If there's anything more I can do for you, please let me know.
Thanks for your help and clear communication throughout.
Reply from Joel Kemp
April 9th, 2026 03:35 PM
Your feedback means a lot to me, Karlie. I'm glad to have been able to assist you with clear communication. If you have any further questions or need assistance in the future, feel free to reach out.
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About
Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do.
I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biking or spending time at the beach.
I’m currently licensed to do business in 42 states. I handle all type of financing from conforming and government, to non-prime and alternate document loans and even reverse mortgages. Please let me know how I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
288
/850
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 209083
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235