Joel Kemp
Senior Mortgage Consultant | NMLS # 209083
Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do.
I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biki... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I was having problems finding a good loan company . My friend recommended Synergy and I now have a home . no problems and was approved quickly. thank you for your service .
Joel was wonderful
explained everything so well
would definitely recommend him to anybody that needed. Help the way I did absolutely appreciated everything you did.
Jimmy Koulos is the best :)
Communication was great!
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Terica, I'm glad to hear that you found the communication great. At Synergy One Lending, Inc., we strive to ensure our clients have a seamless experience. Thank you for your positive feedback!
Working with Chris Dolittle Joel was very supportive while Chris transitioned into her new role
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Jonathan, I'm glad to hear that I could support Chris Dolittle during her transition into her new role. Thank you for taking the time to share your experience with us.
I appreciated the communication and reminders of what was due to be signed on-time.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Lynzi, I'm pleased to hear that the communication and timely reminders were helpful for you. Thank you for sharing your experience!
The process was smooth and the systems were easy to follow.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Linda, I'm grateful to hear that you found the process smooth and the systems easy to follow. Your feedback is truly appreciated!
Easy to work with and knowledgeabl.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Charity, I'm glad to hear that you found me easy to work with and knowledgeable. Thank you for sharing your experience!
Daivd was excellent; he clearly explained the process and was very understanding.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Robert, I appreciate your feedback about David. I'm pleased to hear that he explained the process clearly and showed understanding. Thank you for sharing your experience!
Joel & Richard Graeff were a great team.
Reply from Joel Kemp
September 17th, 2026 07:00 PM
Jaime, I'm thankful for your kind words about the teamwork with Richard and me. It's great to know you had a positive experience with us.
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About
Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do.
I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biking or spending time at the beach.
I’m currently licensed to do business in 42 states. I handle all type of financing from conforming and government, to non-prime and alternate document loans and even reverse mortgages. Please let me know how I can help.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 209083