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Joel Kemp - Senior Mortgage Consultant | NMLS # 209083 in San Diego, CA

Joel Kemp

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Senior Mortgage Consultant | NMLS # 209083

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Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do. I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biki... Show More
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9 AM to 5 PM
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Reviews from Web
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    Brianna P
    Simpsonville, SC
    Posted on September 11th, 2026 04:38 PM
    Jimmy Koulos is the best :)
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    Terica T
    Simpsonville, SC
    Posted on September 8th, 2026 03:06 PM
    Communication was great!
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    Jonathan L
    Santa Rosa, CA
    Posted on September 4th, 2026 04:22 PM
    Working with Chris Dolittle Joel was very supportive while Chris transitioned into her new role
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    LYNZI L
    VISALIA, CA
    Posted on August 25th, 2026 07:30 PM
    I appreciated the communication and reminders of what was due to be signed on-time.
    Reply from Joel Kemp
    September 2nd, 2026 07:31 PM
    Lynzi, I'm pleased to hear that the communication and timely reminders were helpful for you. Thank you for sharing your experience!
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    LINDA S G
    Tallapoosa, GA
    Posted on August 18th, 2026 02:22 PM
    The process was smooth and the systems were easy to follow.
    Reply from Joel Kemp
    August 26th, 2026 02:23 PM
    Linda, I'm grateful to hear that you found the process smooth and the systems easy to follow. Your feedback is truly appreciated!
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    Charity S
    GOLDSBORO, NC
    Posted on August 15th, 2026 03:35 PM
    Easy to work with and knowledgeabl.
    Reply from Joel Kemp
    August 24th, 2026 02:16 PM
    Charity, I'm glad to hear that you found me easy to work with and knowledgeable. Thank you for sharing your experience!
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    Robert W S
    Stockton, CA
    Posted on August 14th, 2026 06:30 PM
    Daivd was excellent; he clearly explained the process and was very understanding.
    Reply from Joel Kemp
    August 24th, 2026 06:52 PM
    Robert, I appreciate your feedback about David. I'm pleased to hear that he explained the process clearly and showed understanding. Thank you for sharing your experience!
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    Jaime S
    Chico, CA
    Posted on August 14th, 2026 03:25 PM
    Joel & Richard Graeff were a great team.
    Reply from Joel Kemp
    August 24th, 2026 01:12 PM
    Jaime, I'm thankful for your kind words about the teamwork with Richard and me. It's great to know you had a positive experience with us.
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    Silvia C R S
    Stockton, CA
    Posted on August 11th, 2026 03:06 PM
    Great communication
    Reply from Joel Kemp
    August 19th, 2026 03:06 PM
    Silvia, I appreciate your kind words about the communication. Thank you for sharing your experience with me!
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    Johnathan D W
    Ogallala, NE
    Posted on August 5th, 2026 03:37 PM
    Andy and Joel made buying my first home a great experience and super easy
    Reply from Joel Kemp
    August 13th, 2026 03:38 PM
    Johnathan, I'm pleased to hear that Andy and I were able to make your first home-buying experience great and easy. Thank you for sharing your positive feedback!
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    About
    Hello, my name is Joel Kemp. I’ve been in the mortgage business for over 20 years and truly enjoy what I do. I’m married with two boys that keep me very busy. When I’m not at work, I enjoy spending time with my family, usually hiking, biking or spending time at the beach. I’m currently licensed to do business in 42 states. I handle all type of financing from conforming and government, to non-prime and alternate document loans and even reverse mortgages. Please let me know how I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 209083
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235